Ogdensburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOgdensburgNew YorkNational
Cost of living index93122100
IndexOgdensburgNew YorkNational
Goods & Services index106112100
Groceries index109103100
Health care index107104100
Housing index47149100
Transportation index128122100
Utilities index123102100
Here we can see a simple outline of the cost of living in Ogdensburg, NY. As you can see, with the average cost of living in Ogdensburg, NY being 93, that puts it 24% lower than the average of New York and 7% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Ogdensburg, NY, the price of goods and services are 6% lower than the average of New York as well as 6% higher than the nation's average.

Did you know?

  • The cost of living in Ogdensburg is 24% lower than the New York average.
  • The cost of living in Ogdensburg is 7% lower than the national average.
  • The cost of housing in Ogdensburg is 53% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

Find Real Estate Listings In Ogdensburg

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Ogdensburg

Compare Ogdensburg, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Ogdensburg, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ogdensburg, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ogdensburg, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,935$4,911$1,375$1,768
Renters$20,740$1,728$484$622
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Ogdensburg, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Ogdensburg, NY homeowners have a median income of $58,935. Using that number, you will come up with a maximum of $1,375 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $20,740, which means there is a maximum of $484 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Ogdensburg, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemOgdensburgNational avg.Difference
Haircut $19.12$14.5931.0%
Beauty Salon $45.50$34.6831.2%
Toothpaste $2.09$2.4715.5%
Shampoo $1.09$1.026.7%
Movie $10.53$9.876.7%
Bowling $4.67$4.396.3%

Groceries

ItemOgdensburgNational avg.Difference
Ground Beef $4.56$4.481.9%
Fried Chicken $1.84$1.4625.7%
Milk $2.79$2.3618.4%
Potatoes $3.99$3.0630.3%
Pizza $8.00$9.2413.4%
Beer $8.74$8.631.2%

Health Care

ItemOgdensburgNational avg.Difference
Optometrist $128.10$99.7828.4%
Doctor $113.84$105.038.4%
Dentist $94.00$88.706.0%
Ibuprofen $9.66$9.412.6%
Lipitor $311.23$298.504.3%

Housing

ItemOgdensburgNational avg.Difference
Home Price $68,900.00$175,700.0060.8%
Avg. Mortgage Payment $1,714.70$1,081.0358.6%
Apartment Rent $602.00$920.0034.6%

Transportation

ItemOgdensburgNational avg.Difference
Gasoline $2.68$2.0928.1%
Tire Balancing $58.28$45.2928.7%

Utilities

ItemOgdensburgNational avg.Difference
All Electricity$234.61$170.8037.4%
Phone $28.84$28.262.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
DeKalb Junction, NY39894-6%
Heuvelton, NY74394-6%
Rensselaer Falls, NY39094-6%
Waddington, NY813100-0%
Morristown, NY4281000%
Ogdensburg, NY11,02993-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tomball, TX11,03092-8%
Grandview, WA11,02385-15%
Fairfield, AL11,03986-14%
Gardnerville Ranchos, NV11,04012323%
Mount Kisco, NY11,01614343%
Ogdensburg, NY11,02993-7%
Source: The Ogdensburg, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.