Ogden cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOgdenUtahNational
Cost of living index92101100
IndexOgdenUtahNational
Goods & Services index10196100
Groceries index9596100
Health care index9189100
Housing index76113100
Transportation index106102100
Utilities index9490100
A general overview of the cost of living index for Ogden, UT is displayed above. In Ogden, UT, the overall cost of living index is 92, which is 9% lower than the Utah average and 8% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Ogden, UT, the city's goods and services are 5% higher than the Utah average and 1% higher than the U.S. average.

Did you know?

  • The cost of living in Ogden is 9% lower than the Utah average.
  • The cost of living in Ogden is 8% lower than the national average.
  • The cost of housing in Ogden is 24% lower than the national average.
  • Utah general sales tax is 17% higher than the national average.
  • Utah state income tax is 125% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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Transportation index
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The salary calculator is meant to help you compare your salary in Ogden, UT to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Ogden, UT, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Ogden, UT salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,448$4,537$1,270$1,634
Renters$27,521$2,293$642$826
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Ogden, UT, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ogden, UT has a median income of about $54,448 for people who own homes. Based on that number, a person should spend a maximum of $1,270 on expenses related to housing. Renters have a slightly different median income, which is $27,521. Based on this average, renters should spend no more than $642 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Utah Sales Tax

StateGeneral Sales TaxWith Max Surtax
Utah5.95%8.35%

Utah Income Tax

StateIncome Tax (Low)Income Tax (High)
Utah5%5%
When you are determining the total cost of living in Ogden, UT you will want to make sure you consider both the Utah sales tax and the Utah income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Utah is 5.95%, with the highest surtax being 8.35%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Utah have a range from 5% to 5%.

Goods & Services

ItemOgdenNational avg.Difference
Haircut $15.25$14.594.5%
Beauty Salon $38.75$34.6811.7%
Toothpaste $2.32$2.476.2%
Shampoo $0.94$1.028.0%
Movie $7.44$9.8724.6%
Bowling $3.99$4.399.1%

Groceries

ItemOgdenNational avg.Difference
Ground Beef $3.77$4.4815.8%
Fried Chicken $1.05$1.4628.3%
Milk $2.09$2.3611.3%
Potatoes $1.75$3.0642.8%
Pizza $8.99$9.242.7%
Beer $7.99$8.637.4%

Health Care

ItemOgdenNational avg.Difference
Optometrist $87.75$99.7812.1%
Doctor $94.00$105.0310.5%
Dentist $82.00$88.707.6%
Ibuprofen $8.24$9.4112.5%
Lipitor $279.10$298.506.5%

Housing

ItemOgdenNational avg.Difference
Home Price $131,200.00$175,700.0025.3%
Avg. Mortgage Payment $1,027.66$1,081.034.9%
Apartment Rent $729.00$920.0020.8%

Transportation

ItemOgdenNational avg.Difference
Gasoline $2.13$2.091.9%
Tire Balancing $53.81$45.2918.8%

Utilities

ItemOgdenNational avg.Difference
All Electricity$145.09$170.8015.1%
Phone $29.99$28.266.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Sunset, UT5,14592-8%
Washington Terrace, UT9,14092-8%
Clearfield, UT30,36196-4%
Riverdale, UT8,53297-3%
Roy, UT37,47297-3%
Ogden, UT83,76792-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Livermore, CA83,90114949%
Carmel, IN83,47411313%
Kirkland, WA83,32014444%
Westland, MI83,18886-14%
Alhambra, CA84,40014646%
Ogden, UT83,76792-8%
Source: The Ogden, UT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.