A+
0%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
2%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Ogden Utah National
Cost of living100104100
Goods & Services101102100
Groceries10199100
Health care8891100
Housing102114100
Transportation100105100
Utilities9595100

An Overview of Cost of Living in Ogden, UT

Knowing the cost of living in Ogden allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Ogden stands at 100, marking it 0% equal to the national average.

The cost of living in Ogden is about average when compared to all other cities across the nation. You can expect that everyday items like food, goods and services and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

What Do Locals Say About the Cost of Living in Ogden?

The real experts on a city are its residents. That's why we reached out to 9 locals to get their views on the cost of living in Ogden. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 56% found it budget-friendly with decreasing prices, while 44% said it's simply not affordable as prices have continued to rise.

Is Ogden Affordable?

Is Ogden an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ogden is 5.9% higher than the national average, while the average monthly rent prices are 8.1% lower than average. The affordability of any location can also be influenced by median income levels. Ogden has a median household income of $55,974, which is 1.2% higher than the national average.

What Factors can Influence the Cost of Living in Ogden?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Ogden, healthcare costs are 11.9% lower than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Ogden, the utilities index registers at 5.5% lower than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Ogden, the groceries index is 0.5% higher than the national average.

Where is the Data From?

The Ogden cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Ogden is 4% lower than the Utah average
  • The cost of living in Ogden is equal to the national average
  • Ogden housing is 2% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 115% higher than the national average

Most Affordable Places to Live in and Around Ogden

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Compare Ogden, UT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,457$5,955$1,667$2,144
      Renters$38,697$3,225$903$1,161
      A good way to judge both the affordability of the housing and the cost of living in Ogden is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ogden has a median income of about $71,457 for people who own homes. Based on that number, a maximum of $1,667 should be spent on expenses related to housing. Renters have a slightly different median income, which is $38,697. Based on this average, renters should spend no more than $903 on all rental costs if they want to maintain a non-impoverished standard of living.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item Ogden National avg. Difference
      Haircut $21.35$24.2612.0%
      Beauty Salon $52.17$45.5614.5%
      Toothpaste $3.64$3.701.7%
      Shampoo $1.17$1.288.6%
      Movie $11.20$12.137.7%
      Bowling $16.97$18.005.7%

      Groceries

      Item Ogden National avg. Difference
      Ground Beef $6.18$5.845.9%
      Fried Chicken $1.42$1.5710.0%
      Milk $4.68$4.670.2%
      Potatoes $4.61$4.936.7%
      Pizza $11.99$12.090.8%
      Beer $11.03$10.415.9%

      Health Care

      Item Ogden National avg. Difference
      Optometrist $113.53$125.689.7%
      Doctor $125.51$135.787.6%
      Dentist $77.37$113.2931.7%
      Ibuprofen $10.71$10.650.5%
      Lipitor $532.80$468.6013.7%

      Housing

      Item Ogden National avg. Difference
      Home Price $195,600.00$184,700.005.9%
      Avg. Mortgage Payment $2,471.79$2,346.695.3%
      Apartment Rent $872.00$949.008.1%

      Transportation

      Item Ogden National avg. Difference
      Gasoline $3.51$3.461.4%
      Tire Balancing $58.77$59.921.9%

      Utilities

      Item Ogden National avg. Difference
      All Electricity $176.12$193.999.2%
      Phone $192.69$192.250.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,309990.8%
      Washington Terrace, UT9,1811022.2%
      Riverdale, UT8,8261054.7%
      South Ogden, UT17,0801054.9%
      Roy, UT39,2431055.1%
      Ogden, UT87,1751000.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. George, UT87,17611616.1%
      Waukegan, IL87,157982.1%
      Repentigny, QC87,645n/a 
      Newport Beach, CA86,694325225.0%
      Citrus Heights, CA87,66512828.2%
      Ogden, UT87,1751000.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.