Oakland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOaklandKentuckyNational
Cost of living index8788100
IndexOaklandKentuckyNational
Goods & Services index8795100
Groceries index9596100
Health care index9495100
Housing index7470100
Transportation index9697100
Utilities index10692100

Did you know?

  • The cost of living in Oakland is equal to the Kentucky average.
  • The cost of living in Oakland is 13% lower than the national average.
  • The cost of housing in Oakland is 26% lower than the national average.
  • Kentucky general sales tax is 18% higher than the national average.
  • Kentucky state income tax is 10% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$59,063$4,922$1,378$1,772
Renters$20,000$1,667$467$600

Kentucky Sales Tax

StateGeneral Sales TaxWith Max Surtax
Kentucky6%6%

Kentucky Income Tax

StateIncome Tax (Low)Income Tax (High)
Kentucky2%6%

Goods & Services

ItemOaklandNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $20.00$34.6842.3%
Toothpaste $2.66$2.477.6%
Shampoo $0.90$1.0211.9%
Movie $7.50$9.8724.0%
Bowling $4.00$4.398.9%

Groceries

ItemOaklandNational avg.Difference
Ground Beef $5.03$4.4812.4%
Fried Chicken $1.44$1.461.6%
Milk $2.69$2.3614.1%
Potatoes $2.54$3.0617.0%
Pizza $7.99$9.2413.6%
Beer $8.16$8.635.5%

Health Care

ItemOaklandNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $99.00$105.035.7%
Dentist $83.33$88.706.1%
Ibuprofen $7.87$9.4116.4%
Lipitor $292.22$298.502.1%

Housing

ItemOaklandNational avg.Difference
Home Price $130,400.00$175,700.0025.8%
Avg. Mortgage Payment $911.49$1,081.0315.7%
Apartment Rent $683.00$920.0025.8%

Transportation

ItemOaklandNational avg.Difference
Gasoline $1.96$2.096.5%
Tire Balancing $45.67$45.290.8%

Utilities

ItemOaklandNational avg.Difference
All Electricity$203.00$170.8018.9%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brownsville, KY77276-24%
Park City, KY53279-21%
Plum Springs, KY52985-15%
Smiths Grove, KY70685-15%
Bowling Green, KY60,66088-12%
Oakland, KY14587-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Idanha, OR14598-2%
Browns, IL14576-24%
Arcadia, OK14585-15%
Diamond Beach, NJ14515858%
Pascola, MO14575-25%
Oakland, KY14587-13%
Source: The Oakland, KY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.