Oakdale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOakdaleCaliforniaNational
Cost of living index113135100
IndexOakdaleCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index113189100
Transportation index120125100
Utilities index116116100
A general overview of the cost of living index for Oakdale, CA is displayed above. In Oakdale, CA, the overall cost of living index is 113, which is 17% lower than the California average and 13% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Oakdale, CA, the city's goods and services are 1% lower than the California average and 6% higher than the U.S. average.

Did you know?

  • The cost of living in Oakdale is 17% lower than the California average.
  • The cost of living in Oakdale is 13% higher than the national average.
  • The cost of housing in Oakdale is 13% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Oakdale, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Oakdale, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Oakdale, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Oakdale, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$72,000$6,000$1,680$2,160
Renters$38,415$3,201$896$1,153
The affordability of the housing market in Oakdale, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Oakdale, CA homeowners, the median income is $72,000. This indicates that a monthly maximum of $1,680 should be spent by homeowners on all housing related costs. Renters have a median income of $38,415. This indicates that renters should have a maximum of $896 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Oakdale, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemOakdaleNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemOakdaleNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemOakdaleNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemOakdaleNational avg.Difference
Home Price $199,000.00$175,700.0013.3%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $1,042.00$920.0013.3%

Transportation

ItemOakdaleNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemOakdaleNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rouse, CA1,75793-7%
Bystrom, CA3,80593-7%
Bret Harte, CA4,99893-7%
Parklawn, CA1,19185-15%
Airport, CA1,54796-4%
Oakdale, CA21,26011313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Orchards, WA21,25911212%
Kenmore, WA21,26313838%
Oxford, AL21,25087-13%
Pace, FL21,27296-4%
Harvey, LA21,24791-9%
Oakdale, CA21,26011313%
Source: The Oakdale, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.