Oak Grove cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOak GroveMinnesotaNational
Cost of living index113102100
IndexOak GroveMinnesotaNational
Goods & Services index108106100
Groceries index106105100
Health care index106110100
Housing index133101100
Transportation index10198100
Utilities index9691100
The above illustration supplies generalized information for the Oak Grove, MN cost of living index. Compared to other cities in Minnesota and cities across the country, the cost of living index in Oak Grove, MN is 113, which is 11% higher than the Minnesota average and 13% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Oak Grove, MN are 1% higher than the average for Minnesota and 8% higher than the rest of the country.

Did you know?

  • The cost of living in Oak Grove is 11% higher than the Minnesota average.
  • The cost of living in Oak Grove is 13% higher than the national average.
  • The cost of housing in Oak Grove is 33% higher than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Oak Grove, MN to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Oak Grove, MN, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Oak Grove, MN salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$90,204$7,517$2,105$2,706
Renters$64,271$5,356$1,500$1,928
If you want to find a good determining factor for the cost of living and the general affordability of housing in Oak Grove, MN, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Oak Grove, MN, the median monthly income is $90,204 for those who own their own homes. Under the standard rule, that income level would allow for $2,105 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $64,271, per the median income in the area. That would allow for renters to spend up to $1,500 on monthly rental expenses.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax
Minnesota6.875%7.875%

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
Minnesota5.35%9.85%
When you are determining the total cost of living in Oak Grove, MN you will want to make sure you consider both the Minnesota sales tax and the Minnesota income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Minnesota is 6.875%, with the highest surtax being 7.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Minnesota have a range from 5.35% to 9.85%.

Goods & Services

ItemOak GroveNational avg.Difference
Haircut $24.24$15.5655.8%
Beauty Salon $34.24$36.115.2%
Toothpaste $3.32$2.4734.4%
Shampoo $1.04$0.967.4%
Movie $9.88$10.132.4%
Bowling $4.12$4.7413.1%

Groceries

ItemOak GroveNational avg.Difference
Ground Beef $4.14$3.984.0%
Fried Chicken $2.00$1.4142.1%
Milk $2.23$2.068.1%
Potatoes $3.30$2.9810.5%
Pizza $10.53$9.4711.1%
Beer $8.81$8.790.2%

Health Care

ItemOak GroveNational avg.Difference
Optometrist $81.38$101.0419.5%
Doctor $133.98$107.4424.7%
Dentist $85.91$90.425.0%
Ibuprofen $11.82$9.2827.4%
Lipitor $416.78$426.502.3%

Housing

ItemOak GroveNational avg.Difference
Home Price $227,800.00$175,700.0029.7%
Avg. Mortgage Payment $1,198.63$1,133.235.8%
Apartment Rent $1,307.00$920.0042.1%

Transportation

ItemOak GroveNational avg.Difference
Gasoline $1.84$1.997.7%
Tire Balancing $55.26$45.7620.8%

Utilities

ItemOak GroveNational avg.Difference
All Electricity$167.80$163.812.4%
Phone $24.99$28.3912.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Isanti, MN5,39698-2%
Zimmerman, MN5,26897-3%
Lexington, MN2,01999-1%
Anoka, MN17,2021011%
Martin Lake, MN1,0091011%
Oak Grove, MN8,14511313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Seneca, SC8,14793-7%
Grand Blanc, MI8,14796-4%
Calimesa, CA8,1431077%
Pike Creek, DE8,14213030%
Prien, LA8,14294-6%
Oak Grove, MN8,14511313%
Source: The Oak Grove, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.