Northampton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNorthamptonPennsylvaniaNational
Cost of living index100100100
IndexNorthamptonPennsylvaniaNational
Goods & Services index9999100
Groceries index103102100
Health care index7590100
Housing index9293100
Transportation index113109100
Utilities index118115100
The above illustration supplies generalized information for the Northampton, PA cost of living index. Compared to other cities in Pennsylvania and cities across the country, the cost of living index in Northampton, PA is 100, which is equal to the Pennsylvania average and equal to that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Northampton, PA are equal to the average for Pennsylvania and 1% lower than the rest of the country.

Did you know?

  • The cost of living in Northampton is equal to the Pennsylvania average.
  • The cost of living in Northampton is equal to the national average.
  • The cost of housing in Northampton is 8% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Use the salary calculator to compare your current salary in Northampton, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Northampton, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Northampton, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,098$4,842$1,356$1,743
Renters$31,563$2,630$736$947
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Northampton, PA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Northampton, PA homeowners have a median income of $58,098. Using that number, you will come up with a maximum of $1,356 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $31,563, which means there is a maximum of $736 to be spent on the costs of renting a home or apartment.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When you are determining the total cost of living in Northampton, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

ItemNorthamptonNational avg.Difference
Haircut $14.94$15.564.0%
Beauty Salon $28.92$36.1119.9%
Toothpaste $2.50$2.471.0%
Shampoo $0.97$0.960.5%
Movie $9.89$10.132.4%
Bowling $5.20$4.749.8%

Groceries

ItemNorthamptonNational avg.Difference
Ground Beef $3.68$3.987.7%
Fried Chicken $1.40$1.410.7%
Milk $1.77$2.0614.2%
Potatoes $3.22$2.988.1%
Pizza $8.94$9.475.6%
Beer $9.21$8.794.8%

Health Care

ItemNorthamptonNational avg.Difference
Optometrist $69.07$101.0431.6%
Doctor $65.78$107.4438.8%
Dentist $59.17$90.4234.6%
Ibuprofen $9.00$9.283.0%
Lipitor $436.05$426.502.2%

Housing

ItemNorthamptonNational avg.Difference
Home Price $159,200.00$175,700.009.4%
Avg. Mortgage Payment $1,147.79$1,133.231.3%
Apartment Rent $874.00$920.005.0%

Transportation

ItemNorthamptonNational avg.Difference
Gasoline $2.20$1.9910.2%
Tire Balancing $55.18$45.7620.6%

Utilities

ItemNorthamptonNational avg.Difference
All Electricity$194.54$163.8118.8%
Phone $33.24$28.3917.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
DeSales University, PA86311313%
Weissport, PA40591-9%
Parryville, PA60492-8%
Palmerton, PA5,38292-8%
Weissport East, PA1,25693-7%
Northampton, PA9,921100-0%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Delhi, CA9,9181044%
London, OH9,92489-11%
George Mason, VA9,92815353%
Troy, IL9,93196-4%
Weddington, NC9,90613535%
Northampton, PA9,921100-0%
Source: The Northampton, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.