A+
4%
Overall NAT. AVG.
2%
Goods & Services NAT. AVG.
13%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Nederland Texas National
Cost of living9692100
Goods & Services10296100
Groceries9796100
Health care9694100
Housing8783100
Transportation9392100
Utilities108104100

An Overview of Cost of Living in Nederland, TX

Are you thinking about relocating, but curious about the potential cost of living in Nederland? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Nederland stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Nederland is about average when compared to all other cities across the nation. You can expect that everyday items like food, goods and services and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Nederland Affordable?

Is Nederland an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Nederland, the median home price is 24.4% lower than what most folks pay across the country, and monthly rent prices are 12.9% higher than the usual rates. Income levels in Nederland come in at $80,414, which is 45.4% higher than the national average.

What Factors can Influence the Cost of Living in Nederland?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Nederland, healthcare costs are 3.9% lower than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Nederland, the groceries index is 3% lower than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Nederland, the baseline sales tax rate begins at 6.25%, and income tax rates start at 0%.

Where is the Data From?

The Nederland cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Nederland is 4% higher than the Texas average
  • The cost of living in Nederland is 4% lower than the national average
  • Nederland housing is 13% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Nederland

See all the best places to live around Nederland

Compare Nederland, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,042$7,420$2,078$2,672
      Renters$44,595$3,716$1,040$1,338
      To approximate the cost of living and the housing affordability in Nederland, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Nederland have a median income of $89,042. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,078 per month to avoid calamity and poverty. The renters in the city have an income of about $44,595, which would make their monthly maximum allowable rental costs $1,040.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Nederland National avg. Difference
      Haircut $26.22$24.268.1%
      Beauty Salon $46.89$45.562.9%
      Toothpaste $3.66$3.701.0%
      Shampoo $1.16$1.289.1%
      Movie $11.93$12.131.7%
      Bowling $19.17$18.006.5%

      Groceries

      Item Nederland National avg. Difference
      Ground Beef $5.37$5.848.1%
      Fried Chicken $1.49$1.575.5%
      Milk $4.66$4.670.3%
      Potatoes $4.17$4.9315.6%
      Pizza $10.99$12.099.1%
      Beer $10.23$10.411.8%

      Health Care

      Item Nederland National avg. Difference
      Optometrist $119.32$125.685.1%
      Doctor $87.50$135.7835.6%
      Dentist $104.52$113.297.7%
      Ibuprofen $10.41$10.652.3%
      Lipitor $480.00$468.602.4%

      Housing

      Item Nederland National avg. Difference
      Home Price $139,700.00$184,700.0024.4%
      Avg. Mortgage Payment $2,167.70$2,346.697.6%
      Apartment Rent $1,071.00$949.0012.9%

      Transportation

      Item Nederland National avg. Difference
      Gasoline $3.06$3.4611.6%
      Tire Balancing $48.89$59.9218.4%

      Utilities

      Item Nederland National avg. Difference
      All Electricity $214.33$193.9910.5%
      Phone $209.24$192.258.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rose City, TX4418217.9%
      Port Arthur, TX54,7058614.3%
      Vidor, TX10,6588614.3%
      West Orange, TX3,2878713.5%
      Pine Forest, TX425927.8%
      Nederland, TX17,334963.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Estelle, LA17,330982.3%
      Ocean Acres, NJ17,32512120.8%
      Hannibal, MO17,3128515.1%
      Iselin, NJ17,35612928.8%
      Shorewood, IL17,30311818.3%
      Nederland, TX17,334963.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.