Naugatuck cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index118128100
Goods & Services index121123100
Groceries index128125100
Health care index119117100
Housing index109144100
Transportation index109105100
Utilities index128130100
Displayed above is a general overview of the Naugatuck, CT cost of living index. The overall cost of living index in Naugatuck, CT is 118, which is 8% lower than the Connecticut average and 18% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Naugatuck, CT are 2% lower than the Connecticut average and 21% higher than the national average.

Did you know?

  • The cost of living in Naugatuck is 8% lower than the Connecticut average.
  • The cost of living in Naugatuck is 18% higher than the national average.
  • The cost of housing in Naugatuck is 9% higher than the national average.
  • Connecticut general sales tax is 25% higher than the national average.
  • Connecticut state income tax is 35% higher than the national average.

Find Real Estate Listings In Naugatuck


New Real Estate Listings In Naugatuck

Compare Naugatuck, CT Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Naugatuck, CT would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Naugatuck, CT, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Naugatuck, CT salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Naugatuck, CT as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Naugatuck, CT homeowners, the median income is $76,942. This indicates that a monthly maximum of $1,795 should be spent by homeowners on all housing related costs. Renters have a median income of $36,027. This indicates that renters should have a maximum of $841 used for their rent related monthly costs.

Connecticut Sales Tax

StateGeneral Sales TaxWith Max Surtax

Connecticut Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Naugatuck, CT, it's important to take into account the sales tax for Connecticut, as well as the rate for income tax in Connecticut. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Connecticut is 6.35%, and the sales tax in the state of Connecticut is 6.35%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Connecticut starts from 3% and goes up to 6.7%.

Goods & Services

ItemNaugatuckNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $47.06$34.6835.7%
Toothpaste $3.22$2.4730.2%
Shampoo $1.17$1.0214.5%
Movie $10.07$9.872.0%
Bowling $7.17$4.3963.3%


ItemNaugatuckNational avg.Difference
Ground Beef $6.34$4.4841.6%
Fried Chicken $1.90$1.4629.8%
Milk $2.56$2.368.6%
Potatoes $4.51$3.0647.3%
Pizza $10.11$9.249.4%
Beer $10.03$8.6316.2%

Health Care

ItemNaugatuckNational avg.Difference
Optometrist $116.73$99.7817.0%
Doctor $123.77$105.0317.8%
Dentist $122.94$88.7038.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $267.92$298.5010.2%


ItemNaugatuckNational avg.Difference
Home Price $192,500.00$175,700.009.6%
Avg. Mortgage Payment $1,493.00$1,081.0338.1%
Apartment Rent $988.00$920.007.4%


ItemNaugatuckNational avg.Difference
Gasoline $2.44$2.0916.6%
Tire Balancing $39.98$45.2911.7%


ItemNaugatuckNational avg.Difference
All Electricity$265.73$170.8055.6%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Waterbury, CT109,88711111%
New Britain, CT73,09511313%
Heritage Village, CT4,12611616%
Meriden, CT60,61611616%
Terryville, CT5,12111717%
Naugatuck, CT31,79011818%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Eldersburg, MD31,79912323%
Gallatin, TN31,80097-3%
Adelanto, CA31,77398-2%
Foster City, CA31,809204104%
Kearney, NE31,75991-9%
Naugatuck, CT31,79011818%
Source: The Naugatuck, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.