Muskogee cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMuskogeeOklahomaNational
Cost of living index8586100
IndexMuskogeeOklahomaNational
Goods & Services index9993100
Groceries index11197100
Health care index10095100
Housing index5469100
Transportation index8386100
Utilities index9495100
A general overview of the cost of living index for Muskogee, OK is displayed above. In Muskogee, OK, the overall cost of living index is 85, which is 1% lower than the Oklahoma average and 15% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Muskogee, OK, the city's goods and services are 7% higher than the Oklahoma average and 1% lower than the U.S. average.

Did you know?

  • The cost of living in Muskogee is 1% lower than the Oklahoma average.
  • The cost of living in Muskogee is 15% lower than the national average.
  • The cost of housing in Muskogee is 46% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

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Compare Muskogee, OK Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
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Transportation index
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The salary calculator allows you to compare how much your current salary in Muskogee, OK would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Muskogee, OK, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Muskogee, OK salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,777$4,148$1,161$1,493
Renters$21,046$1,754$491$631
One can approximate the cost of living and the housing affordability in Muskogee, OK by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Muskogee, OK have a median income of $49,777. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,161 per month to avoid calamity and poverty. The renters in the city have an income of about $21,046, which would make their monthly maximum allowable rental costs $491.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oklahoma4.5%11%

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
Oklahoma0.5%5.25%
For those who live in Muskogee, OK and want to know what the true cost of living is, they ought to look at both the Oklahoma income tax rate and the Oklahoma sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Oklahoma, the sales tax is 4.5%, while the most you'll pay in surtax is 11%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Oklahoma, the income tax rate ranges between 0.5% to 5.25%.

Goods & Services

ItemMuskogeeNational avg.Difference
Haircut $13.33$14.598.7%
Beauty Salon $25.00$34.6827.9%
Toothpaste $2.18$2.4711.9%
Shampoo $1.11$1.028.6%
Movie $9.50$9.873.7%
Bowling $5.00$4.3913.9%

Groceries

ItemMuskogeeNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.36$1.467.1%
Milk $2.49$2.365.7%
Potatoes $3.02$3.061.4%
Pizza $8.66$9.246.3%
Beer $7.99$8.637.4%

Health Care

ItemMuskogeeNational avg.Difference
Optometrist $84.00$99.7815.8%
Doctor $90.33$105.0314.0%
Dentist $86.33$88.702.7%
Ibuprofen $12.48$9.4132.6%
Lipitor $332.85$298.5011.5%

Housing

ItemMuskogeeNational avg.Difference
Home Price $83,500.00$175,700.0052.5%
Avg. Mortgage Payment $892.34$1,081.0317.5%
Apartment Rent $626.00$920.0032.0%

Transportation

ItemMuskogeeNational avg.Difference
Gasoline $1.91$2.098.9%
Tire Balancing $26.67$45.2941.1%

Utilities

ItemMuskogeeNational avg.Difference
All Electricity$156.60$170.808.3%
Phone $27.28$28.263.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Summit, OK17672-28%
Redbird, OK9277-23%
Sour John, OK3778-22%
Braggs, OK19679-21%
Mulberry, OK11975-25%
Muskogee, OK38,93785-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Channelview, TX38,98086-14%
Marumsco, VA38,89411111%
Rock Island, IL38,88888-12%
Clinton, MD38,87312222%
Woburn, MA38,82614545%
Muskogee, OK38,93785-15%
Source: The Muskogee, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.