Mountain House cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMountain HouseCaliforniaNational
Cost of living index140137100
IndexMountain HouseCaliforniaNational
Goods & Services index105109100
Groceries index113118100
Health care index99111100
Housing index210189100
Transportation index123130100
Utilities index118112100
Displayed above is a general overview of the Mountain House, CA cost of living index. The overall cost of living index in Mountain House, CA is 140, which is 3% higher than the California average and 40% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Mountain House, CA are 4% lower than the California average and 5% higher than the national average.

Did you know?

  • The cost of living in Mountain House is 3% higher than the California average.
  • The cost of living in Mountain House is 40% higher than the national average.
  • The cost of housing in Mountain House is 110% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Mountain House, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Mountain House, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Mountain House, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Mountain House, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$112,731$9,394$2,630$3,382
Renters$61,498$5,125$1,435$1,845
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Mountain House, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mountain House, CA has a median income of about $112,731 for people who own homes. Based on that number, a person should spend a maximum of $2,630 on expenses related to housing. Renters have a slightly different median income, which is $61,498. Based on this average, renters should spend no more than $1,435 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Mountain House, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemMountain HouseNational avg.Difference
Haircut $15.78$15.561.4%
Beauty Salon $37.20$36.113.0%
Toothpaste $2.35$2.475.0%
Shampoo $1.29$0.9633.3%
Movie $10.81$10.136.8%
Bowling $4.43$4.746.4%

Groceries

ItemMountain HouseNational avg.Difference
Ground Beef $4.16$3.984.4%
Fried Chicken $1.34$1.414.8%
Milk $2.77$2.0634.2%
Potatoes $2.89$2.983.2%
Pizza $14.43$9.4752.3%
Beer $8.99$8.792.2%

Health Care

ItemMountain HouseNational avg.Difference
Optometrist $116.80$101.0415.6%
Doctor $84.75$107.4421.1%
Dentist $93.64$90.423.6%
Ibuprofen $11.34$9.2822.2%
Lipitor $419.07$426.501.7%

Housing

ItemMountain HouseNational avg.Difference
Home Price $362,800.00$175,700.00106.5%
Avg. Mortgage Payment $1,429.50$1,133.2326.1%
Apartment Rent $2,001.00$920.00117.5%

Transportation

ItemMountain HouseNational avg.Difference
Gasoline $2.68$1.9934.5%
Tire Balancing $45.07$45.761.5%

Utilities

ItemMountain HouseNational avg.Difference
All Electricity$237.98$163.8145.3%
Phone $23.33$28.3917.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Taft Mosswood, CA1,39898-2%
French Camp, CA4,155100-0%
Country Club, CA10,0181022%
Stockton, CA297,2231077%
Lathrop, CA19,16311515%
Mountain House, CA12,08814040%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Trenton, OH12,09196-4%
Carnot-Moon, PA12,08193-7%
Amherst, OH12,08098-2%
Gulfport, FL12,10293-7%
Mandeville, LA12,10211010%
Mountain House, CA12,08814040%
Source: The Mountain House, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.