Mount Pleasant cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMount PleasantTexasNational
Cost of living index8891100
IndexMount PleasantTexasNational
Goods & Services index10397100
Groceries index9190100
Health care index10396100
Housing index5581100
Transportation index10095100
Utilities index11194100
A general overview of the cost of living index for Mount Pleasant, TX is displayed above. In Mount Pleasant, TX, the overall cost of living index is 88, which is 3% lower than the Texas average and 12% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Mount Pleasant, TX, the city's goods and services are 6% higher than the Texas average and 3% higher than the U.S. average.

Did you know?

  • The cost of living in Mount Pleasant is 3% lower than the Texas average.
  • The cost of living in Mount Pleasant is 12% lower than the national average.
  • The cost of housing in Mount Pleasant is 45% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Mount Pleasant, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Mount Pleasant, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Mount Pleasant, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Mount Pleasant, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mount Pleasant, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mount Pleasant, TX homeowners, is $48,961. This would allow for a maximum of $1,142 per month to be spent on housing costs. For renters, the median monthly income is $26,841 which would result in a maximum of $626 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Mount Pleasant, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemMount PleasantNational avg.Difference
Haircut $13.83$14.595.2%
Beauty Salon $38.00$34.689.6%
Toothpaste $2.32$2.476.2%
Shampoo $0.97$1.025.1%
Movie $9.63$9.872.4%
Bowling $4.99$4.3913.6%


ItemMount PleasantNational avg.Difference
Ground Beef $4.45$4.480.6%
Fried Chicken $1.07$1.4626.9%
Milk $2.28$2.363.3%
Potatoes $3.14$3.062.6%
Pizza $10.30$9.2411.4%
Beer $8.92$8.633.3%

Health Care

ItemMount PleasantNational avg.Difference
Optometrist $99.93$99.780.2%
Doctor $100.60$105.034.2%
Dentist $96.71$88.709.0%
Ibuprofen $9.29$9.411.3%
Lipitor $304.66$298.502.1%


ItemMount PleasantNational avg.Difference
Home Price $87,100.00$175,700.0050.4%
Avg. Mortgage Payment $1,052.98$1,081.032.6%
Apartment Rent $615.00$920.0033.2%


ItemMount PleasantNational avg.Difference
Gasoline $1.93$2.097.8%
Tire Balancing $55.60$45.2922.8%


ItemMount PleasantNational avg.Difference
All Electricity$155.43$170.809.0%
Phone $39.17$28.2638.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Miller's Cove, TX17880-20%
Talco, TX52882-18%
Winfield, TX53384-16%
Daingerfield, TX2,51585-15%
Pittsburg, TX4,51785-15%
Mount Pleasant, TX16,06688-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Easthampton Town, MA16,0661088%
Flowing Wells, AZ16,06283-17%
Mesquite, NV16,07296-4%
Hybla Valley, VA16,07612323%
Lake Butler, FL16,05314242%
Mount Pleasant, TX16,06688-12%
Source: The Mount Pleasant, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.