Morongo Valley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMorongo ValleyCaliforniaNational
Cost of living index98135100
IndexMorongo ValleyCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index72189100
Transportation index127125100
Utilities index113116100
A general overview of the cost of living index for Morongo Valley, CA is displayed above. In Morongo Valley, CA, the overall cost of living index is 98, which is 27% lower than the California average and 2% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Morongo Valley, CA, the city's goods and services are 3% lower than the California average and 4% higher than the U.S. average.

Did you know?

  • The cost of living in Morongo Valley is 27% lower than the California average.
  • The cost of living in Morongo Valley is 2% lower than the national average.
  • The cost of housing in Morongo Valley is 28% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

Find Real Estate Listings In Morongo Valley

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Morongo Valley

Compare Morongo Valley, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Morongo Valley, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Morongo Valley, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Morongo Valley, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$41,125$3,427$960$1,234
Renters$18,309$1,526$427$549
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Morongo Valley, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Morongo Valley, CA homeowners, is $41,125. This would allow for a maximum of $960 per month to be spent on housing costs. For renters, the median monthly income is $18,309 which would result in a maximum of $427 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Morongo Valley, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemMorongo ValleyNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemMorongo ValleyNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemMorongo ValleyNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemMorongo ValleyNational avg.Difference
Home Price $111,800.00$175,700.0036.4%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $854.00$920.007.2%

Transportation

ItemMorongo ValleyNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemMorongo ValleyNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Sky Valley, CA2,49394-6%
Cabazon, CA3,26696-4%
Garnet, CA6,38087-13%
Desert Hot Springs, CA27,6781000%
Yucca Valley, CA21,0831033%
Morongo Valley, CA3,60598-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hickory Creek, TX3,60511515%
Spencerport, NY3,6061011%
South Vacherie, LA3,60688-12%
Union City, IN3,60671-29%
Stanley, WI3,60691-9%
Morongo Valley, CA3,60598-2%
Source: The Morongo Valley, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.