Monticello 64 Good
Monticello Livability #258 ranked city in Kentucky#13,044 ranked city in the USARanks better than 55% of areas

Pros and Cons of Living in Monticello

PROS
  • Cost Of Living

    Residents in this area benefit from an affordable cost of living. This includes goods and services, transportation, housing, utilities, groceries and healthcare.

  • Crime

    This area is characterized by a crime rate, per 100,000 individuals, that falls well below the national average, indicating its potential as a very safe place to live.

  • Housing

    The housing category in this area boasts higher than average scores, likely influenced by a positive home affordability ratio, robust appreciation rates or elevated home values.

  • Ratings

    Local residents have positive feedback regarding the convenience of amenities, parks, public transit, the friendliness of neighbors, the strong sense of community, and the overall safety of the area.

CONS
  • Amenities

    It appears that many amenities may not be conveniently situated within walking distance, potentially necessitating the use of a vehicle or public transit.

  • Commute

    Commuters in this area may experience longer-than-average work commute times due to limited public transportation access.

  • Employment

    The combination of low income levels and high unemployment rates contributes to a low score in the employment category, which could make it challenging to secure well-paying jobs.

  • Health & Safety

    Factors like poor air quality and the absence of essential health-related facilities like hospitals, clinics, nursing homes and pharmacies could have played a role in the low score in this category.

  • Schools

    Factors such as lower than average graduation rates, lackluster reading and math scores and the limited accessibility of local elementary and high schools could contribute to the low schools score.

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What's it like Living in Monticello?

Located in the state of Kentucky, Monticello is a small city with a population of 5,999 inhabitants. The majority of Monticello residents report their race to be White; this is followed by Black and Asian. If you're not a fan of traffic congestion and long commute times to work, Monticello is the place to be. Commutes to work here are shorter, with an average one-way commute time taking only 16 minutes, significantly lower than the national average of 26 minutes.

Whether you’re relocating to a new city to be closer to family, friends or for a new job, living in Monticello could be a positive experience compared to other cities in Kentucky if you know where to look. Don't forget to determine what matters most to you in a neighborhood. Consider factors such as safety, proximity to work or school, access to amenities (like parks, fitness facilities, grocery stores, restaurants), public transportation options, community atmosphere and the overall vibe you're looking for. With useful information like crime, cost of living, commute, health & safety, education and other key data points, finding the best places to live in Monticello and in the areas around Monticello is a much easier task.

The livability score in Monticello is 64/100 and the city is ranked in the 57th percentile of all cities across America. For each of the livability categories, we see that Monticello ranks very well for crime (A) and housing (A-). Monticello does not rank well for the following: amenities (F), education (F) and employment (F). It might be a good idea to take a closer look at each category to find out why.

Crime rates play a pivotal role in the decision-making process for anyone considering a move, as they directly influence the overall sense of safety, security and quality of life in a given location. Monticello shines in this regard, earning exemplary ratings for its exceptionally low violent crime rates, standing at 158 crimes per 100,000 residents. These rates are notably below the national average, underscoring the community's commitment to safety and contributing to an enhanced quality of life.

Real estate represents the most substantial investment for homebuyers, constituting their most valuable asset. Renters, on the other hand, typically see their monthly rent as their most significant expense. The Monticello market earns a high score in the housing category, surpassing the national average in factors like home and rental affordability and appreciation rates. This robust real estate market not only benefits individual homeowners and renters but also spurs vigorous local economic activity and job growth, solidifying its significance in driving the region's prosperity and financial well-being.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in Monticello is actually affordable. The median home price for Monticello homes is $97,300, which is 22.8% lower than the Kentucky average. If we take a closer look at the affordability of homes in Monticello, we’ll see that the home price to income ratio is 2.6, which is 7.1% lower than the Kentucky average.

Best Places to Live in and Around Monticello

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How Do You Rate The Livability In Monticello?

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Compare Monticello, KY Livability

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      Monticello transportation information

      Statistic Monticello Kentucky National
      Average one way commute16min23min26min
      Workers who drive to work80.9%82.2%76.4%
      Workers who carpool7.6%9.7%9.3%
      Workers who take public transit0.0%1.1%5.1%
      Workers who bicycle0.0%0.2%0.6%
      Workers who walk0.7%2.4%2.8%
      Working from home10.7%3.3%4.6%
      Source: The Monticello, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS).