Mobile cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMobileAlabamaNational
Cost of living index9189100
IndexMobileAlabamaNational
Goods & Services index9698100
Groceries index10398100
Health care index8885100
Housing index7473100
Transportation index9692100
Utilities index10799100
The above illustration supplies generalized information for the Mobile, AL cost of living index. Compared to other cities in Alabama and cities across the country, the cost of living index in Mobile, AL is 91, which is 2% higher than the Alabama average and 9% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Mobile, AL are 2% lower than the average for Alabama and 5% lower than the rest of the country.

Did you know?

  • The cost of living in Mobile is 2% higher than the Alabama average.
  • The cost of living in Mobile is 9% lower than the national average.
  • The cost of housing in Mobile is 26% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Mobile, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Mobile, AL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Mobile, AL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Mobile, AL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,429$4,536$1,270$1,633
Renters$23,202$1,934$541$696
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mobile, AL as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mobile, AL homeowners, is $54,429. This would allow for a maximum of $1,270 per month to be spent on housing costs. For renters, the median monthly income is $23,202 which would result in a maximum of $541 to be spent on rental costs.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
The Alabama sales tax and Alabama income tax rates should definitely be considered when determining the overall cost of living in Mobile, AL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Alabama sales tax is 4% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Alabama income tax rates range from 2% to 5%.

Goods & Services

ItemMobileNational avg.Difference
Haircut $13.38$14.598.3%
Beauty Salon $33.88$34.682.3%
Toothpaste $3.04$2.4722.9%
Shampoo $1.04$1.021.8%
Movie $9.75$9.871.2%
Bowling $4.02$4.398.5%

Groceries

ItemMobileNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.47$1.460.4%
Milk $2.61$2.3610.7%
Potatoes $3.72$3.0621.5%
Pizza $8.00$9.2413.4%
Beer $8.82$8.632.2%

Health Care

ItemMobileNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $78.60$105.0325.2%
Dentist $79.40$88.7010.5%
Ibuprofen $9.84$9.414.5%
Lipitor $273.56$298.508.4%

Housing

ItemMobileNational avg.Difference
Home Price $123,600.00$175,700.0029.7%
Avg. Mortgage Payment $832.83$1,081.0323.0%
Apartment Rent $764.00$920.0017.0%

Transportation

ItemMobileNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $47.96$45.295.9%

Utilities

ItemMobileNational avg.Difference
All Electricity$188.02$170.8010.1%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Prichard, AL22,47583-17%
Chickasaw, AL6,02686-14%
Belle Fontaine, AL55786-14%
Bay Minette, AL8,68288-12%
Tillmans Corner, AL19,10589-11%
Mobile, AL194,94291-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Amarillo, TX194,93086-14%
Glendale, CA195,38016060%
Huntington Beach, CA195,68616767%
Little Rock, AR196,18895-5%
Augusta, GA196,55185-15%
Mobile, AL194,94291-9%
Source: The Mobile, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.