Mililani Town cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMililani TownHawaiiNational
Cost of living index185175100
IndexMililani TownHawaiiNational
Goods & Services index125127100
Groceries index164155100
Health care index113115100
Housing index280247100
Transportation index134134100
Utilities index202207100
An overview of the general cost of living index for Mililani Town, HI is displayed above for your reference. Residents in Mililani Town, HI enjoy a cost of living index of 185. This index is 6% higher than the Hawaii average, and 85% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Mililani Town, HI, the average cost of goods and services is 1% lower than it is in Hawaii, and it is 25% higher than the national average.

Did you know?

  • The cost of living in Mililani Town is 6% higher than the Hawaii average.
  • The cost of living in Mililani Town is 85% higher than the national average.
  • The cost of housing in Mililani Town is 180% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Mililani Town, HI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Mililani Town, HI would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Mililani Town, HI, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Mililani Town, HI salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Mililani Town, HI, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mililani Town, HI, the median monthly income is $106,683 for those who own their own homes. Under the standard rule, that income level would allow for $2,489 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $64,089, per the median income in the area. That would allow for renters to spend up to $1,495 on monthly rental expenses.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Mililani Town, HI you will want to make sure you consider both the Hawaii sales tax and the Hawaii income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Hawaii is 4%, with the highest surtax being 4.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Hawaii have a range from 1.4% to 11%.

Goods & Services

ItemMililani TownNational avg.Difference
Haircut $16.00$15.562.8%
Beauty Salon $53.37$36.1147.8%
Toothpaste $3.66$2.4748.2%
Shampoo $1.72$0.9678.2%
Movie $11.71$10.1315.6%
Bowling $3.85$4.7418.7%


ItemMililani TownNational avg.Difference
Ground Beef $4.88$3.9822.4%
Fried Chicken $2.16$1.4153.7%
Milk $3.79$2.0683.5%
Potatoes $5.38$2.9880.5%
Pizza $11.99$9.4726.6%
Beer $8.76$8.790.4%

Health Care

ItemMililani TownNational avg.Difference
Optometrist $146.94$101.0445.4%
Doctor $110.63$107.443.0%
Dentist $94.66$90.424.7%
Ibuprofen $13.56$9.2846.1%
Lipitor $477.26$426.5011.9%


ItemMililani TownNational avg.Difference
Home Price $551,900.00$175,700.00214.1%
Avg. Mortgage Payment $3,634.21$1,133.23220.7%
Apartment Rent $1,854.00$920.00101.5%


ItemMililani TownNational avg.Difference
Gasoline $2.58$1.9929.2%
Tire Balancing $65.52$45.7643.2%


ItemMililani TownNational avg.Difference
All Electricity$455.51$163.81178.1%
Phone $28.95$28.392.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Makaha Valley, HI1,30713131%
Nanakuli, HI12,18114646%
Makaha, HI8,66314949%
Waianae, HI12,69415050%
Waipio Acres, HI4,80715656%
Mililani Town, HI28,21718585%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Carney, MD28,19411414%
Magna, UT28,18293-7%
Crown Point, IN28,25998-2%
Drexel Hill, PA28,26211111%
West Falls Church, VA28,27714444%
Mililani Town, HI28,21718585%
Source: The Mililani Town, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.