Mather cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMatherCaliforniaNational
Cost of living index122135100
IndexMatherCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index144189100
Transportation index120125100
Utilities index116116100
Here we can see a simple outline of the cost of living in Mather, CA. As you can see, with the average cost of living in Mather, CA being 122, that puts it 10% lower than the average of California and 22% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Mather, CA, the price of goods and services are 1% lower than the average of California as well as 6% higher than the nation's average.

Did you know?

  • The cost of living in Mather is 10% lower than the California average.
  • The cost of living in Mather is 22% higher than the national average.
  • The cost of housing in Mather is 44% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Mather, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Mather, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Mather, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Mather, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$98,839$8,237$2,306$2,965
Renters$66,806$5,567$1,559$2,004
The affordability of the housing market in Mather, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Mather, CA homeowners, the median income is $98,839. This indicates that a monthly maximum of $2,306 should be spent by homeowners on all housing related costs. Renters have a median income of $66,806. This indicates that renters should have a maximum of $1,559 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Mather, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemMatherNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemMatherNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemMatherNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemMatherNational avg.Difference
Home Price $262,200.00$175,700.0049.2%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $1,206.00$920.0031.1%

Transportation

ItemMatherNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemMatherNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McClellan Park, CA1,1031000%
Fruitridge Pocket, CA5,8021011%
North Highlands, CA44,8991055%
Florin, CA50,7911066%
Parkway, CA14,7561066%
Mather, CA4,80612222%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Waipio Acres, HI4,80715757%
Orange, VA4,8081022%
Brookshire, TX4,80483-17%
Cocoa West, FL4,80285-15%
Flourtown, PA4,80213434%
Mather, CA4,80612222%
Source: The Mather, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.