Maquoketa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMaquoketaIowaNational
Cost of living index8888100
IndexMaquoketaIowaNational
Goods & Services index10393100
Groceries index9895100
Health care index9696100
Housing index5173100
Transportation index9097100
Utilities index13699100
Displayed above is a general overview of the Maquoketa, IA cost of living index. The overall cost of living index in Maquoketa, IA is 88, which is equal to the Iowa average and 12% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Maquoketa, IA are 10% higher than the Iowa average and 3% higher than the national average.

Did you know?

  • The cost of living in Maquoketa is equal to the Iowa average.
  • The cost of living in Maquoketa is 12% lower than the national average.
  • The cost of housing in Maquoketa is 49% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

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Compare Maquoketa, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Using the salary calculator lets you compare the salary you earn in Maquoketa, IA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Maquoketa, IA, you have to earn a higher income in order to still have the same standard of living. To operate the Maquoketa, IA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,952$4,246$1,189$1,529
Renters$16,179$1,348$377$485
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Maquoketa, IA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Maquoketa, IA homeowners have a median income of $50,952. Using that number, you will come up with a maximum of $1,189 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $16,179, which means there is a maximum of $377 to be spent on the costs of renting a home or apartment.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax
Iowa6%7%

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
Iowa0.36%8.98%
When you are determining the total cost of living in Maquoketa, IA you will want to make sure you consider both the Iowa sales tax and the Iowa income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Iowa is 6%, with the highest surtax being 7%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Iowa have a range from 0.36% to 8.98%.

Goods & Services

ItemMaquoketaNational avg.Difference
Haircut $12.75$14.5912.6%
Beauty Salon $35.25$34.681.6%
Toothpaste $2.37$2.474.2%
Shampoo $0.88$1.0213.9%
Movie $9.58$9.872.9%
Bowling $2.75$4.3937.4%

Groceries

ItemMaquoketaNational avg.Difference
Ground Beef $5.69$4.4827.1%
Fried Chicken $1.57$1.467.2%
Milk $2.20$2.366.6%
Potatoes $2.67$3.0612.8%
Pizza $7.99$9.2413.6%
Beer $8.62$8.630.1%

Health Care

ItemMaquoketaNational avg.Difference
Optometrist $62.33$99.7837.5%
Doctor $118.67$105.0313.0%
Dentist $75.75$88.7014.6%
Ibuprofen $9.32$9.411.0%
Lipitor $299.55$298.500.4%

Housing

ItemMaquoketaNational avg.Difference
Home Price $83,700.00$175,700.0052.4%
Avg. Mortgage Payment $783.52$1,081.0327.5%
Apartment Rent $536.00$920.0041.7%

Transportation

ItemMaquoketaNational avg.Difference
Gasoline $1.89$2.099.6%
Tire Balancing $39.99$45.2911.7%

Utilities

ItemMaquoketaNational avg.Difference
All Electricity$183.50$170.807.4%
Phone $49.95$28.2676.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Toronto, IA16479-21%
Spragueville, IA10284-16%
Monmouth, IA9985-15%
Oxford Junction, IA49379-21%
Baldwin, IA10187-13%
Maquoketa, IA6,06488-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Burnet, TX6,06590-10%
Holtville, CA6,06799-1%
Mount Healthy, OH6,06184-16%
Union Gap, WA6,06186-14%
Zephyrhills South, FL6,05981-19%
Maquoketa, IA6,06488-12%
Source: The Maquoketa, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.