Lumberton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLumbertonTexasNational
Cost of living index9390100
IndexLumbertonTexasNational
Goods & Services index9794100
Groceries index8889100
Health care index8795100
Housing index8981100
Transportation index8493100
Utilities index10695100
Here we can see a simple outline of the cost of living in Lumberton, TX. As you can see, with the average cost of living in Lumberton, TX being 93, that puts it 3% higher than the average of Texas and 7% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Lumberton, TX, the price of goods and services are 3% higher than the average of Texas as well as 3% lower than the nation's average.

Did you know?

  • The cost of living in Lumberton is 3% higher than the Texas average.
  • The cost of living in Lumberton is 7% lower than the national average.
  • The cost of housing in Lumberton is 11% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Lumberton, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Lumberton, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Lumberton, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Lumberton, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$69,462$5,789$1,621$2,084
Renters$45,690$3,808$1,066$1,371
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Lumberton, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Lumberton, TX homeowners have a median income of $69,462. Using that number, you will come up with a maximum of $1,621 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $45,690, which means there is a maximum of $1,066 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Lumberton, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLumbertonNational avg.Difference
Haircut $14.95$15.563.9%
Beauty Salon $34.95$36.113.2%
Toothpaste $1.19$2.4751.8%
Shampoo $0.76$0.9620.8%
Movie $9.48$10.136.4%
Bowling $4.53$4.744.4%

Groceries

ItemLumbertonNational avg.Difference
Ground Beef $3.39$3.9815.0%
Fried Chicken $1.10$1.4121.7%
Milk $1.96$2.064.8%
Potatoes $2.65$2.9811.2%
Pizza $9.21$9.472.8%
Beer $9.03$8.792.7%

Health Care

ItemLumbertonNational avg.Difference
Optometrist $99.60$101.041.4%
Doctor $84.83$107.4421.0%
Dentist $74.81$90.4217.3%
Ibuprofen $8.67$9.286.6%
Lipitor $419.05$426.501.7%

Housing

ItemLumbertonNational avg.Difference
Home Price $153,900.00$175,700.0012.4%
Avg. Mortgage Payment $903.84$1,133.2320.2%
Apartment Rent $858.00$920.006.7%

Transportation

ItemLumbertonNational avg.Difference
Gasoline $1.64$1.9917.7%
Tire Balancing $39.74$45.7613.2%

Utilities

ItemLumbertonNational avg.Difference
All Electricity$191.77$163.8117.1%
Phone $26.00$28.398.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rose City, TX43276-24%
Kountze, TX2,10880-20%
Evadale, TX1,66980-20%
Sour Lake, TX1,59881-19%
Vidor, TX10,84482-18%
Lumberton, TX12,15393-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Morgan City, LA12,15389-11%
Salisbury, NY12,15415555%
Palmer Town, MA12,15511313%
Greensburg, IN12,16082-18%
Andrews, TX12,16085-15%
Lumberton, TX12,15393-7%
Source: The Lumberton, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.