Lufkin cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8891100
Goods & Services index10097100
Groceries index9890100
Health care index9596100
Housing index6381100
Transportation index9695100
Utilities index10494100
Displayed above is a general overview of the Lufkin, TX cost of living index. The overall cost of living index in Lufkin, TX is 88, which is 3% lower than the Texas average and 12% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Lufkin, TX are 2% higher than the Texas average and equal to the national average.

Did you know?

  • The cost of living in Lufkin is 3% lower than the Texas average.
  • The cost of living in Lufkin is 12% lower than the national average.
  • The cost of housing in Lufkin is 37% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Lufkin, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Lufkin, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Lufkin, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Lufkin, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Lufkin, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lufkin, TX, the median monthly income is $55,685 for those who own their own homes. Under the standard rule, that income level would allow for $1,299 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,705, per the median income in the area. That would allow for renters to spend up to $600 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Lufkin, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLufkinNational avg.Difference
Haircut $15.65$14.597.2%
Beauty Salon $34.00$34.682.0%
Toothpaste $3.21$2.4729.8%
Shampoo $0.98$1.024.1%
Movie $9.75$9.871.2%
Bowling $5.00$4.3913.9%


ItemLufkinNational avg.Difference
Ground Beef $6.05$4.4835.1%
Fried Chicken $1.19$1.4618.7%
Milk $2.29$2.362.8%
Potatoes $4.15$3.0635.6%
Pizza $8.00$9.2413.4%
Beer $8.72$8.631.0%

Health Care

ItemLufkinNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $98.00$105.036.7%
Dentist $76.00$88.7014.3%
Ibuprofen $9.92$9.415.4%
Lipitor $307.65$298.503.1%


ItemLufkinNational avg.Difference
Home Price $93,900.00$175,700.0046.6%
Avg. Mortgage Payment $892.91$1,081.0317.4%
Apartment Rent $784.00$920.0014.8%


ItemLufkinNational avg.Difference
Gasoline $2.00$2.094.4%
Tire Balancing $44.00$45.292.8%


ItemLufkinNational avg.Difference
All Electricity$182.92$170.807.1%
Phone $27.95$28.261.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Wells, TX1,05778-22%
Huntington, TX2,16982-18%
Redland, TX96782-18%
Diboll, TX5,37782-18%
Burke, TX71386-14%
Lufkin, TX35,75488-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Phenix City, AL35,75392-8%
Leavenworth, KS35,73890-10%
Torrington, CT35,77411414%
Wildwood, MO35,70112323%
Marion, IA35,80990-10%
Lufkin, TX35,75488-12%
Source: The Lufkin, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.