Lower Allen cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLower AllenPennsylvaniaNational
Cost of living index99100100
IndexLower AllenPennsylvaniaNational
Goods & Services index10099100
Groceries index97102100
Health care index9090100
Housing index9393100
Transportation index100109100
Utilities index113115100
An overview of the general cost of living index for Lower Allen, PA is displayed above for your reference. Residents in Lower Allen, PA enjoy a cost of living index of 99. This index is 1% lower than the Pennsylvania average, and 1% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Lower Allen, PA, the average cost of goods and services is 2% higher than it is in Pennsylvania, and it is equal to the national average.

Did you know?

  • The cost of living in Lower Allen is 1% lower than the Pennsylvania average.
  • The cost of living in Lower Allen is 1% lower than the national average.
  • The cost of housing in Lower Allen is 7% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Lower Allen, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Lower Allen, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Lower Allen, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Lower Allen, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,207$6,101$1,708$2,196
Renters$37,400$3,117$873$1,122
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lower Allen, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lower Allen, PA homeowners, is $73,207. This would allow for a maximum of $1,708 per month to be spent on housing costs. For renters, the median monthly income is $37,400 which would result in a maximum of $873 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Lower Allen, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemLower AllenNational avg.Difference
Haircut $13.00$15.5616.5%
Beauty Salon $30.83$36.1114.6%
Toothpaste $2.25$2.479.0%
Shampoo $0.98$0.961.9%
Movie $9.11$10.1310.0%
Bowling $4.30$4.749.1%

Groceries

ItemLower AllenNational avg.Difference
Ground Beef $4.32$3.988.5%
Fried Chicken $1.46$1.413.8%
Milk $1.89$2.068.3%
Potatoes $3.49$2.9816.9%
Pizza $6.99$9.4726.2%
Beer $10.94$8.7924.4%

Health Care

ItemLower AllenNational avg.Difference
Optometrist $88.69$101.0412.2%
Doctor $92.98$107.4413.5%
Dentist $77.23$90.4214.6%
Ibuprofen $8.75$9.285.7%
Lipitor $437.76$426.502.6%

Housing

ItemLower AllenNational avg.Difference
Home Price $167,500.00$175,700.004.7%
Avg. Mortgage Payment $1,023.97$1,133.239.6%
Apartment Rent $817.00$920.0011.2%

Transportation

ItemLower AllenNational avg.Difference
Gasoline $2.13$1.997.0%
Tire Balancing $38.58$45.7615.7%

Utilities

ItemLower AllenNational avg.Difference
All Electricity$170.91$163.814.3%
Phone $35.44$28.3924.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Messiah College, PA2,3051011%
New Market, PA54686-14%
Oberlin, PA46787-13%
Harrisburg, PA49,29788-12%
York Haven, PA75888-12%
Lower Allen, PA7,01299-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Richland, MS7,01284-16%
Lake Lorraine, FL7,0111044%
Idabel, OK7,01584-16%
Manhattan, IL7,0171055%
Milton, PA7,01791-9%
Lower Allen, PA7,01299-1%
Source: The Lower Allen, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.