F
45%
Overall NAT. AVG.
13%
Goods & Services NAT. AVG.
117%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Lemon Grove California National
Cost of living145140100
Goods & Services113111100
Groceries116112100
Health care105109100
Housing217196100
Transportation127126100
Utilities107127100

An Overview of Cost of Living in Lemon Grove, CA

Understanding the cost of living in Lemon Grove can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Lemon Grove cost of living index is 145, which is 45% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you're in pursuit of an economical living environment, Lemon Grove may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Lemon Grove falls within this bracket.

Housing costs make up a big chunk of the cost of living in Lemon Grove, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 116.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Recurring goods and services expenses like haircuts, toothpaste, gym memberships and movie nights are a big part of your spending and make up 33% of the cost of living index. In Lemon Grove, these items will cost you 12.6% more than what most folks pay, making it a bit more expensive to live here.

Groceries are getting more expensive by the day and the cost of groceries makes up 13% of the overall cost of living index. In the past two years, prices have shot up by over 10%! Unfortunately, in Lemon Grove, it's the same story – grocery costs are 15.6% higher than what people pay across the country.

Is Lemon Grove Affordable?

Is Lemon Grove an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lemon Grove, the median home price is 147.1% higher than what most folks pay across the country, and monthly rent prices are 46.4% higher than the usual rates. Income levels in Lemon Grove come in at $66,953, which is 21% higher than the national average.

What Factors can Influence the Cost of Living in Lemon Grove?

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Lemon Grove, the groceries index is 15.6% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Lemon Grove, the utilities index is 7.1% higher than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The Lemon Grove cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Lemon Grove is 4% higher than the California average
  • The cost of living in Lemon Grove is 45% higher than the national average
  • Lemon Grove housing is 117% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around Lemon Grove

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Compare Lemon Grove, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,241$7,187$2,012$2,587
      Renters$38,083$3,174$889$1,143
      A good way to judge both the affordability of the housing and the cost of living in Lemon Grove is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lemon Grove has a median income of about $86,241 for people who own homes. Based on that number, a maximum of $2,012 should be spent on expenses related to housing. Renters have a slightly different median income, which is $38,083. Based on this average, renters should spend no more than $889 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 12.3%

      Goods & Services

      Item Lemon Grove National avg. Difference
      Haircut $26.92$24.2610.9%
      Beauty Salon $65.77$45.5644.3%
      Toothpaste $3.73$3.700.7%
      Shampoo $1.50$1.2817.1%
      Movie $16.89$12.1339.2%
      Bowling $24.67$18.0037.1%

      Groceries

      Item Lemon Grove National avg. Difference
      Ground Beef $5.47$5.846.3%
      Fried Chicken $3.05$1.5793.7%
      Milk $4.98$4.676.5%
      Potatoes $4.94$4.930.0%
      Pizza $14.69$12.0921.5%
      Beer $11.25$10.418.1%

      Health Care

      Item Lemon Grove National avg. Difference
      Optometrist $138.66$125.6810.3%
      Doctor $132.50$135.782.4%
      Dentist $121.37$113.297.1%
      Ibuprofen $12.01$10.6512.7%
      Lipitor $508.17$468.608.4%

      Housing

      Item Lemon Grove National avg. Difference
      Home Price $456,400.00$184,700.00147.1%
      Avg. Mortgage Payment $5,168.91$2,346.69120.3%
      Apartment Rent $1,389.00$949.0046.4%

      Transportation

      Item Lemon Grove National avg. Difference
      Gasoline $4.68$3.4635.1%
      Tire Balancing $64.40$59.927.5%

      Utilities

      Item Lemon Grove National avg. Difference
      All Electricity $223.42$193.9915.2%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Spring Valley CDP (Lake County), CA1,1541055.2%
      Bostonia, CA17,53213939.2%
      National City, CA61,34214140.6%
      Lakeside, CA21,03214444.0%
      La Presa, CA37,41014444.1%
      Lemon Grove, CA26,73914544.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Maple Valley, WA26,73914949.4%
      Sanger, CA26,74411918.8%
      Twentynine Palms, CA26,748964.1%
      Xenia, OH26,7518910.5%
      Chaska, MN26,75311111.3%
      Lemon Grove, CA26,73914544.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.