Everyone, out there!
As a consumer, I just wanted to share an insurance experience that may benefit others. I own a three-bedroom Colonial home that had always been rented, but of late has become vacant. Concerned about the possible implications, I contacted my local insurance agency to make sure that the property has adequate coverage. The quote given to me for the necessary added protection took me completely by surprise. Opposed to my current monthly premium of $100, the extra coverage would saddle me with the astronomical amount of $500 a month!
What was the reason they gave me for such a giant increase in premium? Higher risk of damage, the broker said. With the house unoccupied, there was no one there to ensure outsiders would not break in and wreak some form of havoc.
Regardless of the explanation, I couldn’t accept this as a final word without doing research on my own. My online hunt eventually led me to a global company that offers a product for vacant homes. Now, I needed to find an agency that offered it.
After being directed to Prime Insurance Agency of Lakewood, NJ, and speaking with a young man there by the name of Eli Pollak, I not only understood that the Vacant Property Policy was far superior to anything I had previously come across, but also a significantly more affordable option, in line with my budget. It literally took five minutes to complete the entire transaction.
I was amazed. How was it that Prime Insurance could facilitate coverage so quickly? Eli told me that, Prime Insurance is one of only a few insurance agencies in the country that c