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Are all home insurance policies the same?In Lakewood, there are many investment properties. Owners should be aware that there is a difference between an owner-occupied home and a tenant-occupied home when it comes to getting a home insurance policy. It is very important to let your broker know exactly what your home is used for. If it is assumed that you live in it when in fact you have a tenant there, you may very well not be covered! Contact PRIME Insurance for more information at http://www.primeins.com/contact. For adequate protection, it will be the best thing you can do for yourself!