La Crosse cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLa CrosseWisconsinNational
Cost of living index9798100
IndexLa CrosseWisconsinNational
Goods & Services index112100100
Groceries index107100100
Health care index110112100
Housing index7491100
Transportation index10499100
Utilities index92102100
A general overview of the cost of living index for La Crosse, WI is displayed above. In La Crosse, WI, the overall cost of living index is 97, which is 1% lower than the Wisconsin average and 3% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of La Crosse, WI, the city's goods and services are 12% higher than the Wisconsin average and 12% higher than the U.S. average.

Did you know?

  • The cost of living in La Crosse is 1% lower than the Wisconsin average.
  • The cost of living in La Crosse is 3% lower than the national average.
  • The cost of housing in La Crosse is 26% lower than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

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Compare La Crosse, WI Cost of living To Other Cities

Salary Calculator

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Health care index
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Using the salary calculator lets you compare the salary you earn in La Crosse, WI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in La Crosse, WI, you have to earn a higher income in order to still have the same standard of living. To operate the La Crosse, WI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,586$5,132$1,437$1,848
Renters$27,158$2,263$634$815
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in La Crosse, WI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. La Crosse, WI has a median income of about $61,586 for people who own homes. Based on that number, a person should spend a maximum of $1,437 on expenses related to housing. Renters have a slightly different median income, which is $27,158. Based on this average, renters should spend no more than $634 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax
Wisconsin5%5.6%

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
Wisconsin4.4%7.65%
When considering the overall cost of living expenses in La Crosse, WI, it's important to take into account the sales tax for Wisconsin, as well as the rate for income tax in Wisconsin. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Wisconsin is 5.6%, and the sales tax in the state of Wisconsin is 5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Wisconsin starts from 4.4% and goes up to 7.65%.

Goods & Services

ItemLa CrosseNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $31.40$34.689.5%
Toothpaste $3.66$2.4748.0%
Shampoo $1.06$1.023.7%
Movie $9.25$9.876.3%
Bowling $6.00$4.3936.6%

Groceries

ItemLa CrosseNational avg.Difference
Ground Beef $4.38$4.482.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.54$2.367.8%
Potatoes $2.25$3.0626.5%
Pizza $11.00$9.2419.0%
Beer $8.24$8.634.6%

Health Care

ItemLa CrosseNational avg.Difference
Optometrist $121.33$99.7821.6%
Doctor $146.30$105.0339.3%
Dentist $84.40$88.704.8%
Ibuprofen $9.56$9.411.6%
Lipitor $300.89$298.500.8%

Housing

ItemLa CrosseNational avg.Difference
Home Price $129,000.00$175,700.0026.6%
Avg. Mortgage Payment $839.64$1,081.0322.3%
Apartment Rent $704.00$920.0023.5%

Transportation

ItemLa CrosseNational avg.Difference
Gasoline $2.14$2.092.4%
Tire Balancing $49.65$45.299.6%

Utilities

ItemLa CrosseNational avg.Difference
All Electricity$184.37$170.807.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Coon Valley, WI76684-16%
Caledonia, MN2,82494-6%
Chaseburg, WI23496-4%
Stoddard, WI79097-3%
Bangor, WI1,52388-12%
La Crosse, WI51,86497-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Placentia, CA51,86015353%
Peabody, MA51,86814040%
Castle Rock, CO51,80211616%
Lakewood, NJ51,94413737%
Battle Creek, MI51,96380-20%
La Crosse, WI51,86497-3%
Source: The La Crosse, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.