Kingston cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKingstonRhode IslandNational
Cost of living index134121100
IndexKingstonRhode IslandNational
Goods & Services index123123100
Groceries index111111100
Health care index117117100
Housing index168126100
Transportation index111111100
Utilities index126126100
Displayed above is a general overview of the Kingston, RI cost of living index. The overall cost of living index in Kingston, RI is 134, which is 10% higher than the Rhode Island average and 34% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Kingston, RI are equal to the Rhode Island average and 23% higher than the national average.

Did you know?

  • The cost of living in Kingston is 10% higher than the Rhode Island average.
  • The cost of living in Kingston is 34% higher than the national average.
  • The cost of housing in Kingston is 68% higher than the national average.
  • Rhode Island general sales tax is 37% higher than the national average.
  • Rhode Island state income tax is 69% higher than the national average.

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Compare Kingston, RI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Kingston, RI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Kingston, RI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Kingston, RI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$105,319$8,777$2,457$3,160
Renters$26,175$2,181$611$785
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kingston, RI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kingston, RI homeowners, is $105,319. This would allow for a maximum of $2,457 per month to be spent on housing costs. For renters, the median monthly income is $26,175 which would result in a maximum of $611 to be spent on rental costs.

Rhode Island Sales Tax

StateGeneral Sales TaxWith Max Surtax
Rhode Island7%7%

Rhode Island Income Tax

StateIncome Tax (Low)Income Tax (High)
Rhode Island3.75%5.99%
One thing to keep in mind when considering the cost of living in Kingston, RI is the Rhode Island sales tax and Rhode Island income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Rhode Island sales tax rate is 7% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Rhode Island income tax rates range from 3.75% to 5.99%.

Goods & Services

ItemKingstonNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $40.00$34.6815.3%
Toothpaste $2.50$2.471.1%
Shampoo $1.25$1.0222.3%
Movie $11.75$9.8719.1%
Bowling $4.75$4.398.2%

Groceries

ItemKingstonNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.59$1.468.6%
Milk $3.39$2.3643.8%
Potatoes $3.99$3.0630.3%
Pizza $8.50$9.248.0%
Beer $8.32$8.633.6%

Health Care

ItemKingstonNational avg.Difference
Optometrist $125.00$99.7825.3%
Doctor $149.00$105.0341.9%
Dentist $98.00$88.7010.5%
Ibuprofen $10.25$9.418.9%
Lipitor $293.99$298.501.5%

Housing

ItemKingstonNational avg.Difference
Home Price $336,700.00$175,700.0091.6%
Avg. Mortgage Payment $1,392.30$1,081.0328.8%
Apartment Rent $1,041.00$920.0013.2%

Transportation

ItemKingstonNational avg.Difference
Gasoline $2.33$2.0911.4%
Tire Balancing $49.00$45.298.2%

Utilities

ItemKingstonNational avg.Difference
All Electricity$213.54$170.8025.0%
Phone $36.19$28.2628.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bradford, RI1,21212020%
Ashaway, RI1,30712222%
Wyoming, RI15612525%
Westerly, RI17,98412727%
Wakefield-Peacedale, RI8,91112828%
Kingston, RI7,13613434%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Delafield, WI7,13612222%
Wetumpka, AL7,13692-8%
Independence, OH7,1361066%
Salem, IL7,13583-17%
Greenville CDP (Westchester County), NY7,13819898%
Kingston, RI7,13613434%
Source: The Kingston, RI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.