Kenmore cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKenmoreNew YorkNational
Cost of living index85122100
IndexKenmoreNew YorkNational
Goods & Services index85112100
Groceries index88103100
Health care index89104100
Housing index65149100
Transportation index117122100
Utilities index101102100
A general summary of the cost of living index in Kenmore, NY is shown above. Compared to the state average of New York the cost of living index in Kenmore, NY is 85, which is 31% lower than the average in New York and compared to the national average it is 15% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Kenmore, NY goods and services come in at 24% lower than the average in New York and are 15% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Kenmore is 31% lower than the New York average.
  • The cost of living in Kenmore is 15% lower than the national average.
  • The cost of housing in Kenmore is 35% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Kenmore, NY to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Kenmore, NY, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Kenmore, NY salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Kenmore, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Kenmore, NY have a median income of $63,283. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,477 per month to avoid calamity and poverty. The renters in the city have an income of about $27,800, which would make their monthly maximum allowable rental costs $649.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Kenmore, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemKenmoreNational avg.Difference
Haircut $14.78$14.591.3%
Beauty Salon $24.99$34.6827.9%
Toothpaste $1.49$2.4739.8%
Shampoo $0.87$1.0214.9%
Movie $10.62$9.877.6%
Bowling $2.90$4.3934.0%


ItemKenmoreNational avg.Difference
Ground Beef $3.74$4.4816.5%
Fried Chicken $1.14$1.4622.1%
Milk $1.82$2.3622.8%
Potatoes $2.19$3.0628.5%
Pizza $8.00$9.2413.4%
Beer $7.73$8.6310.5%

Health Care

ItemKenmoreNational avg.Difference
Optometrist $55.25$99.7844.6%
Doctor $80.50$105.0323.4%
Dentist $78.80$88.7011.2%
Ibuprofen $7.98$9.4115.2%
Lipitor $335.79$298.5012.5%


ItemKenmoreNational avg.Difference
Home Price $107,700.00$175,700.0038.7%
Avg. Mortgage Payment $1,155.06$1,081.036.8%
Apartment Rent $690.00$920.0025.0%


ItemKenmoreNational avg.Difference
Gasoline $2.74$2.0931.2%
Tire Balancing $35.11$45.2922.5%


ItemKenmoreNational avg.Difference
All Electricity$177.83$170.804.1%
Phone $27.50$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Niagara Falls, NY49,67979-21%
Buffalo, NY259,95980-20%
South Lockport, NY8,25580-20%
Sloan, NY3,64280-20%
Lackawanna, NY18,03781-19%
Kenmore, NY15,33485-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wilmington Island, GA15,3381099%
Hereford, TX15,33080-20%
Bryn Mawr-Skyway, WA15,33912323%
East Rancho Dominguez, CA15,34311616%
Henderson, NC15,32588-12%
Kenmore, NY15,33485-15%
Source: The Kenmore, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.