Kenmar cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKenmarPennsylvaniaNational
Cost of living index97102100
IndexKenmarPennsylvaniaNational
Goods & Services index100103100
Groceries index104105100
Health care index11297100
Housing index8293100
Transportation index123112100
Utilities index91112100
An overview of the general cost of living index for Kenmar, PA is displayed above for your reference. Residents in Kenmar, PA enjoy a cost of living index of 97. This index is 5% lower than the Pennsylvania average, and 3% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Kenmar, PA, the average cost of goods and services is 3% lower than it is in Pennsylvania, and it is equal to the national average.

Did you know?

  • The cost of living in Kenmar is 5% lower than the Pennsylvania average.
  • The cost of living in Kenmar is 3% lower than the national average.
  • The cost of housing in Kenmar is 18% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Kenmar, PA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Kenmar, PA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kenmar, PA, you have to earn a higher income in order to still have the same standard of living. To operate the Kenmar, PA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$42,857$3,571$1,000$1,286
Renters$21,250$1,771$496$638
If you want to find a good determining factor for the cost of living and the general affordability of housing in Kenmar, PA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Kenmar, PA, the median monthly income is $42,857 for those who own their own homes. Under the standard rule, that income level would allow for $1,000 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $21,250, per the median income in the area. That would allow for renters to spend up to $496 on monthly rental expenses.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When assessing the complete cost of living in Kenmar, PA, the Pennsylvania income tax and the Pennsylvania sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Pennsylvania maximum surtax is 8%, and the Pennsylvania sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.07% to 3.07% in Pennsylvania.

Goods & Services

ItemKenmarNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $34.25$34.681.2%
Toothpaste $3.08$2.4724.5%
Shampoo $1.51$1.0247.7%
Movie $10.50$9.876.4%
Bowling $4.00$4.398.9%

Groceries

ItemKenmarNational avg.Difference
Ground Beef $4.41$4.481.5%
Fried Chicken $1.62$1.4610.7%
Milk $1.90$2.3619.4%
Potatoes $3.24$3.065.8%
Pizza $8.00$9.2413.4%
Beer $9.59$8.6311.1%

Health Care

ItemKenmarNational avg.Difference
Optometrist $109.00$99.789.2%
Doctor $143.69$105.0336.8%
Dentist $87.00$88.701.9%
Ibuprofen $9.48$9.410.7%
Lipitor $320.90$298.507.5%

Housing

ItemKenmarNational avg.Difference
Home Price $143,000.00$175,700.0018.6%
Avg. Mortgage Payment $1,281.68$1,081.0318.6%
Apartment Rent $761.00$920.0017.3%

Transportation

ItemKenmarNational avg.Difference
Gasoline $2.63$2.0926.0%
Tire Balancing $51.93$45.2914.7%

Utilities

ItemKenmarNational avg.Difference
All Electricity$179.24$170.804.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Montgomery, PA1,50190-10%
Washingtonville, PA19891-9%
Williamsport, PA29,37791-9%
Turbotville, PA69491-9%
Salladasburg, PA23891-9%
Kenmar, PA4,33797-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sparta, IL4,33884-16%
El Verano, CA4,33814646%
Scottdale, PA4,33689-11%
Jersey Shore, PA4,33990-10%
Warminster Heights, PA4,33511919%
Kenmar, PA4,33797-3%
Source: The Kenmar, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.