Kendallville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKendallvilleIndianaNational
Cost of living index8287100
IndexKendallvilleIndianaNational
Goods & Services index9794100
Groceries index9094100
Health care index9095100
Housing index5473100
Transportation index9292100
Utilities index9090100
A general summary of the cost of living index in Kendallville, IN is shown above. Compared to the state average of Indiana the cost of living index in Kendallville, IN is 82, which is 6% lower than the average in Indiana and compared to the national average it is 18% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Kendallville, IN goods and services come in at 3% higher than the average in Indiana and are 4% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Kendallville is 6% lower than the Indiana average.
  • The cost of living in Kendallville is 18% lower than the national average.
  • The cost of housing in Kendallville is 46% lower than the national average.
  • Indiana general sales tax is 37% higher than the national average.
  • Indiana state income tax is 48% higher than the national average.

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Compare Kendallville, IN Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Kendallville, IN to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Kendallville, IN, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Kendallville, IN salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,578$4,215$1,180$1,517
Renters$22,361$1,863$522$671
The affordability of the housing market in Kendallville, IN as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Kendallville, IN homeowners, the median income is $50,578. This indicates that a monthly maximum of $1,180 should be spent by homeowners on all housing related costs. Renters have a median income of $22,361. This indicates that renters should have a maximum of $522 used for their rent related monthly costs.

Indiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Indiana7%7%

Indiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Indiana3.3%3.3%
One thing to keep in mind when considering the cost of living in Kendallville, IN is the Indiana sales tax and Indiana income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Indiana sales tax rate is 7% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Indiana income tax rates range from 3.3% to 3.3%.

Goods & Services

ItemKendallvilleNational avg.Difference
Haircut $16.11$15.563.5%
Beauty Salon $25.00$36.1130.8%
Toothpaste $2.44$2.471.3%
Shampoo $0.78$0.9618.8%
Movie $10.25$10.131.2%
Bowling $3.49$4.7426.4%

Groceries

ItemKendallvilleNational avg.Difference
Ground Beef $3.58$3.9810.1%
Fried Chicken $1.05$1.4125.4%
Milk $1.74$2.0615.8%
Potatoes $2.93$2.981.9%
Pizza $9.67$9.472.0%
Beer $8.38$8.794.7%

Health Care

ItemKendallvilleNational avg.Difference
Optometrist $99.44$101.041.6%
Doctor $87.28$107.4418.8%
Dentist $85.65$90.425.3%
Ibuprofen $8.03$9.2813.4%
Lipitor $387.76$426.509.1%

Housing

ItemKendallvilleNational avg.Difference
Home Price $83,400.00$175,700.0052.5%
Avg. Mortgage Payment $835.59$1,133.2326.3%
Apartment Rent $637.00$920.0030.8%

Transportation

ItemKendallvilleNational avg.Difference
Gasoline $1.89$1.995.0%
Tire Balancing $38.96$45.7614.9%

Utilities

ItemKendallvilleNational avg.Difference
All Electricity$134.29$163.8118.0%
Phone $28.76$28.391.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kimmell, IN47381-19%
Corunna, IN24378-22%
Ashley, IN1,25579-21%
Altona, IN25579-21%
Hudson, IN60480-20%
Kendallville, IN9,84782-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Scottdale, GA9,84799-1%
Minneola, FL9,84993-7%
North Kensington, MD9,85013535%
Fairview, CA9,85215151%
Marysville, MI9,84294-6%
Kendallville, IN9,84782-18%
Source: The Kendallville, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.