Kansas City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKansas CityKansasNational
Cost of living index8690100
IndexKansas CityKansasNational
Goods & Services index10399100
Groceries index8993100
Health care index9996100
Housing index6076100
Transportation index8789100
Utilities index9398100
The above illustration supplies generalized information for the Kansas City, KS cost of living index. Compared to other cities in Kansas and cities across the country, the cost of living index in Kansas City, KS is 86, which is 5% lower than the Kansas average and 14% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Kansas City, KS are 4% higher than the average for Kansas and 3% higher than the rest of the country.

Did you know?

  • The cost of living in Kansas City is 5% lower than the Kansas average.
  • The cost of living in Kansas City is 14% lower than the national average.
  • The cost of housing in Kansas City is 40% lower than the national average.
  • Kansas general sales tax is 21% higher than the national average.
  • Kansas state income tax is 21% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Kansas City, KS to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kansas City, KS, you have to earn a higher income in order to still have the same standard of living. To operate the Kansas City, KS salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,876$4,240$1,187$1,526
Renters$25,659$2,138$599$770
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Kansas City, KS, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Kansas City, KS homeowners have a median income of $50,876. Using that number, you will come up with a maximum of $1,187 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $25,659, which means there is a maximum of $599 to be spent on the costs of renting a home or apartment.

Kansas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Kansas6.15%9.65%

Kansas Income Tax

StateIncome Tax (Low)Income Tax (High)
Kansas2.7%4.6%
One thing to keep in mind when considering the cost of living in Kansas City, KS is the Kansas sales tax and Kansas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Kansas sales tax rate is 6.15% and the maximum surtax that can be charged is 9.65%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Kansas income tax rates range from 2.7% to 4.6%.

Goods & Services

ItemKansas CityNational avg.Difference
Haircut $14.67$14.590.5%
Beauty Salon $32.43$34.686.5%
Toothpaste $1.86$2.4724.8%
Shampoo $1.17$1.0214.5%
Movie $9.36$9.875.2%
Bowling $4.11$4.396.4%

Groceries

ItemKansas CityNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.25$1.4614.6%
Milk $2.35$2.360.3%
Potatoes $2.52$3.0617.7%
Pizza $7.49$9.2419.0%
Beer $7.77$8.6310.0%

Health Care

ItemKansas CityNational avg.Difference
Optometrist $95.50$99.784.3%
Doctor $101.50$105.033.4%
Dentist $89.10$88.700.4%
Ibuprofen $8.37$9.4111.1%
Lipitor $306.77$298.502.8%

Housing

ItemKansas CityNational avg.Difference
Home Price $88,600.00$175,700.0049.6%
Avg. Mortgage Payment $1,000.66$1,081.037.4%
Apartment Rent $767.00$920.0016.6%

Transportation

ItemKansas CityNational avg.Difference
Gasoline $1.77$2.0915.5%
Tire Balancing $43.05$45.294.9%

Utilities

ItemKansas CityNational avg.Difference
All Electricity$162.80$170.804.7%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
River Bend, MO697-3%
Ferrelview, MO47477-23%
Randolph, MO2682-18%
Birmingham, MO23383-17%
Sugar Creek, MO3,34485-15%
Kansas City, KS147,59886-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Escondido, CA147,60313030%
Joliet, IL147,78699-1%
Torrance, CA147,18116565%
Bridgeport, CT146,68011717%
Alexandria, VA146,42214646%
Kansas City, KS147,59886-14%
Source: The Kansas City, KS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.