Kahaluu-Keauhou cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index177179100
Goods & Services index130126100
Groceries index158156100
Health care index112111100
Housing index233247100
Transportation index153153100
Utilities index238227100
A general summary of the cost of living index in Kahaluu-Keauhou, HI is shown above. Compared to the state average of Hawaii the cost of living index in Kahaluu-Keauhou, HI is 177, which is 1% lower than the average in Hawaii and compared to the national average it is 77% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Kahaluu-Keauhou, HI goods and services come in at 3% higher than the average in Hawaii and are 30% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Kahaluu-Keauhou is 1% lower than the Hawaii average.
  • The cost of living in Kahaluu-Keauhou is 77% higher than the national average.
  • The cost of housing in Kahaluu-Keauhou is 133% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Kahaluu-Keauhou, HI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Kahaluu-Keauhou, HI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Kahaluu-Keauhou, HI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Kahaluu-Keauhou, HI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Kahaluu-Keauhou, HI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Kahaluu-Keauhou, HI has a median income of about $65,441 for people who own homes. Based on that number, a person should spend a maximum of $1,527 on expenses related to housing. Renters have a slightly different median income, which is $55,046. Based on this average, renters should spend no more than $1,284 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
The Hawaii sales tax and Hawaii income tax rates should definitely be considered when determining the overall cost of living in Kahaluu-Keauhou, HI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Hawaii sales tax is 4% and the maximum surtax is 4.5%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Hawaii income tax rates range from 1.4% to 11%.

Goods & Services

ItemKahaluu-KeauhouNational avg.Difference
Haircut $11.50$14.5921.2%
Beauty Salon $30.00$34.6813.5%
Toothpaste $4.07$2.4764.6%
Shampoo $1.63$1.0259.5%
Movie $9.97$9.871.0%
Bowling $12.00$4.39173.2%


ItemKahaluu-KeauhouNational avg.Difference
Ground Beef $4.13$4.487.7%
Fried Chicken $1.98$1.4635.2%
Milk $3.09$2.3631.1%
Potatoes $4.31$3.0640.8%
Pizza $11.99$9.2429.7%
Beer $7.85$8.639.1%

Health Care

ItemKahaluu-KeauhouNational avg.Difference
Optometrist $135.33$99.7835.6%
Doctor $125.67$105.0319.6%
Dentist $106.67$88.7020.3%
Ibuprofen $12.65$9.4134.4%
Lipitor $232.33$298.5022.2%


ItemKahaluu-KeauhouNational avg.Difference
Home Price $469,700.00$175,700.00167.3%
Avg. Mortgage Payment $1,706.92$1,081.0357.9%
Apartment Rent $1,393.00$920.0051.4%


ItemKahaluu-KeauhouNational avg.Difference
Gasoline $3.19$2.0952.6%
Tire Balancing $70.00$45.2954.6%


ItemKahaluu-KeauhouNational avg.Difference
All Electricity$530.16$170.80210.4%
Phone $38.99$28.2638.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Honalo, HI2,82215656%
Kealakekua, HI1,95316060%
Kalaoa, HI10,25717070%
Honaunau-Napoopoo, HI2,79217070%
Holualoa, HI9,09817272%
Kahaluu-Keauhou, HI3,80717777%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Plymouth, NH3,80711515%
Carmel-by-the-Sea, CA3,807211111%
Quitman, GA3,80878-22%
Franklinton, LA3,80988-12%
Bystrom, CA3,80593-7%
Kahaluu-Keauhou, HI3,80717777%
Source: The Kahaluu-Keauhou, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.