Johnstown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexJohnstownPennsylvaniaNational
Cost of living index76100100
IndexJohnstownPennsylvaniaNational
Goods & Services index8899100
Groceries index97102100
Health care index9590100
Housing index3293100
Transportation index106109100
Utilities index102115100
A general summary of the cost of living index in Johnstown, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Johnstown, PA is 76, which is 24% lower than the average in Pennsylvania and compared to the national average it is 24% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Johnstown, PA goods and services come in at 11% lower than the average in Pennsylvania and are 12% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Johnstown is 24% lower than the Pennsylvania average.
  • The cost of living in Johnstown is 24% lower than the national average.
  • The cost of housing in Johnstown is 68% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Johnstown, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Johnstown, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Johnstown, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Johnstown, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$37,917$3,160$885$1,138
Renters$15,057$1,255$351$452
The affordability of the housing market in Johnstown, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Johnstown, PA homeowners, the median income is $37,917. This indicates that a monthly maximum of $885 should be spent by homeowners on all housing related costs. Renters have a median income of $15,057. This indicates that renters should have a maximum of $351 used for their rent related monthly costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Johnstown, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemJohnstownNational avg.Difference
Haircut $13.15$15.5615.5%
Beauty Salon $37.36$36.113.5%
Toothpaste $2.36$2.474.6%
Shampoo $0.93$0.963.6%
Movie $9.94$10.131.9%
Bowling $4.01$4.7415.2%

Groceries

ItemJohnstownNational avg.Difference
Ground Beef $2.88$3.9827.8%
Fried Chicken $1.34$1.414.8%
Milk $1.86$2.0610.0%
Potatoes $3.32$2.9811.4%
Pizza $9.90$9.474.5%
Beer $10.34$8.7917.6%

Health Care

ItemJohnstownNational avg.Difference
Optometrist $80.03$101.0420.8%
Doctor $97.54$107.449.2%
Dentist $89.29$90.421.2%
Ibuprofen $8.86$9.284.5%
Lipitor $415.12$426.502.7%

Housing

ItemJohnstownNational avg.Difference
Home Price $43,100.00$175,700.0075.5%
Avg. Mortgage Payment $961.34$1,133.2315.2%
Apartment Rent $466.00$920.0049.3%

Transportation

ItemJohnstownNational avg.Difference
Gasoline $2.19$1.999.7%
Tire Balancing $45.27$45.761.1%

Utilities

ItemJohnstownNational avg.Difference
All Electricity$184.95$163.8112.9%
Phone $25.21$28.3911.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
University of Pittsburgh Johnstown, PA1,39695-5%
Graceton, PA23874-26%
Ehrenfeld, PA20576-24%
Dale, PA1,21376-24%
East Conemaugh, PA1,15377-23%
Johnstown, PA20,57676-24%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sweetwater, FL20,56297-3%
Cumberland, MD20,55786-14%
Lomita, CA20,53914646%
Shelbyville, TN20,61685-15%
Hauppauge, NY20,61715959%
Johnstown, PA20,57676-24%
Source: The Johnstown, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.