Johnson City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexJohnson CityTennesseeNational
Cost of living index9390100
IndexJohnson CityTennesseeNational
Goods & Services index10097100
Groceries index9793100
Health care index9890100
Housing index8380100
Transportation index9590100
Utilities index9192100
An overview of the general cost of living index for Johnson City, TN is displayed above for your reference. Residents in Johnson City, TN enjoy a cost of living index of 93. This index is 3% higher than the Tennessee average, and 7% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Johnson City, TN, the average cost of goods and services is 3% higher than it is in Tennessee, and it is equal to the national average.

Did you know?

  • The cost of living in Johnson City is 3% higher than the Tennessee average.
  • The cost of living in Johnson City is 7% lower than the national average.
  • The cost of housing in Johnson City is 17% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Johnson City, TN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Johnson City, TN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Johnson City, TN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Johnson City, TN as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Johnson City, TN homeowners, the median income is $59,827. This indicates that a monthly maximum of $1,396 should be spent by homeowners on all housing related costs. Renters have a median income of $19,554. This indicates that renters should have a maximum of $456 used for their rent related monthly costs.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Johnson City, TN is the Tennessee sales tax and Tennessee income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Tennessee sales tax rate is 7% and the maximum surtax that can be charged is 9.75%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Tennessee income tax rates range from 0% to 0%.

Goods & Services

ItemJohnson CityNational avg.Difference
Haircut $15.67$15.560.7%
Beauty Salon $36.45$36.110.9%
Toothpaste $2.18$2.4712.0%
Shampoo $0.99$0.962.2%
Movie $10.67$10.135.4%
Bowling $5.00$4.745.6%


ItemJohnson CityNational avg.Difference
Ground Beef $4.40$3.9810.4%
Fried Chicken $1.25$1.4110.9%
Milk $1.74$2.0615.5%
Potatoes $3.17$2.986.3%
Pizza $11.41$9.4720.4%
Beer $8.84$8.790.5%

Health Care

ItemJohnson CityNational avg.Difference
Optometrist $84.33$101.0416.5%
Doctor $87.51$107.4418.6%
Dentist $105.39$90.4216.6%
Ibuprofen $8.08$9.2813.0%
Lipitor $389.46$426.508.7%


ItemJohnson CityNational avg.Difference
Home Price $154,500.00$175,700.0012.1%
Avg. Mortgage Payment $1,062.90$1,133.236.2%
Apartment Rent $667.00$920.0027.5%


ItemJohnson CityNational avg.Difference
Gasoline $1.97$1.991.1%
Tire Balancing $39.32$45.7614.1%


ItemJohnson CityNational avg.Difference
All Electricity$156.65$163.814.4%
Phone $24.49$28.3913.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Banner Hill, TN1,47084-16%
Watauga, TN36084-16%
Telford, TN85290-10%
Bluff City, TN1,79191-9%
Erwin, TN6,05286-14%
Johnson City, TN64,61493-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
San Clemente, CA64,67318282%
Woodbury, MN64,54411818%
East Orange, NJ64,53811313%
Pine Hills, FL64,51688-12%
North Little Rock, AR64,73190-10%
Johnson City, TN64,61493-7%
Source: The Johnson City, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.