Johnson City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexJohnson CityNew YorkNational
Cost of living index87120100
IndexJohnson CityNew YorkNational
Goods & Services index100110100
Groceries index105105100
Health care index10099100
Housing index57149100
Transportation index109111100
Utilities index79102100
A general summary of the cost of living index in Johnson City, NY is shown above. Compared to the state average of New York the cost of living index in Johnson City, NY is 87, which is 28% lower than the average in New York and compared to the national average it is 13% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Johnson City, NY goods and services come in at 9% lower than the average in New York and are equal to compared to the nationwide average.

Did you know?

  • The cost of living in Johnson City is 28% lower than the New York average.
  • The cost of living in Johnson City is 13% lower than the national average.
  • The cost of housing in Johnson City is 43% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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The salary calculator allows you to compare how much your current salary in Johnson City, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Johnson City, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Johnson City, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$51,536$4,295$1,202$1,546
Renters$22,547$1,879$526$676
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Johnson City, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Johnson City, NY homeowners have a median income of $51,536. Using that number, you will come up with a maximum of $1,202 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $22,547, which means there is a maximum of $526 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Johnson City, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemJohnson CityNational avg.Difference
Haircut $15.67$15.560.7%
Beauty Salon $38.39$36.116.3%
Toothpaste $2.27$2.478.1%
Shampoo $1.15$0.9619.2%
Movie $12.75$10.1325.9%
Bowling $4.50$4.745.0%

Groceries

ItemJohnson CityNational avg.Difference
Ground Beef $4.19$3.985.2%
Fried Chicken $1.36$1.413.1%
Milk $2.09$2.061.1%
Potatoes $3.18$2.986.5%
Pizza $10.82$9.4714.3%
Beer $8.47$8.793.7%

Health Care

ItemJohnson CityNational avg.Difference
Optometrist $110.00$101.048.9%
Doctor $124.00$107.4415.4%
Dentist $79.67$90.4211.9%
Ibuprofen $9.80$9.285.6%
Lipitor $417.18$426.502.2%

Housing

ItemJohnson CityNational avg.Difference
Home Price $85,700.00$175,700.0051.2%
Avg. Mortgage Payment $1,237.17$1,133.239.2%
Apartment Rent $695.00$920.0024.5%

Transportation

ItemJohnson CityNational avg.Difference
Gasoline $2.20$1.9910.2%
Tire Balancing $48.49$45.766.0%

Utilities

ItemJohnson CityNational avg.Difference
All Electricity$140.56$163.8114.2%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Binghamton University, NY6,17299-1%
Great Bend, PA74987-13%
Binghamton, NY46,77186-14%
Endicott, NY13,21686-14%
Newark Valley, NY1,09387-13%
Johnson City, NY14,97787-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
La Marque, TX14,98186-14%
Dixon, IL14,96383-17%
Manassas Park, VA14,99211818%
Glasgow, DE14,96211919%
Scottsbluff, NE14,99885-15%
Johnson City, NY14,97787-13%
Source: The Johnson City, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.