Cost Of Living In Johnsburg, IL

Johnsburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Johnsburg	Illinois	National
Cost of living index	109	98	100
Index	Johnsburg	Illinois	National
Goods & Services index	95	97	100
Groceries index	91	97	100
Health care index	107	100	100
Housing index	142	99	100
Transportation index	107	104	100
Utilities index	85	95	100

An overview of the general cost of living index for Johnsburg, IL is displayed above for your reference. Residents in Johnsburg, IL enjoy a cost of living index of 109. This index is 11% higher than the Illinois average, and 9% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Johnsburg, IL, the average cost of goods and services is 2% lower than it is in Illinois, and it is 5% lower than the national average.

Did you know?

The cost of living in Johnsburg is 11% higher than the Illinois average.
The cost of living in Johnsburg is 9% higher than the national average.
The cost of housing in Johnsburg is 42% higher than the national average.
Illinois general sales tax is 23% higher than the national average.
Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in Johnsburg, IL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Johnsburg, IL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Johnsburg, IL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,588	$7,966	$2,230	$2,868
Renters	$52,000	$4,333	$1,213	$1,560

One can approximate the cost of living and the housing affordability in Johnsburg, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Johnsburg, IL have a median income of $95,588. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,230 per month to avoid calamity and poverty. The renters in the city have an income of about $52,000, which would make their monthly maximum allowable rental costs $1,213.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	9.75%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	3.75%	3.75%

The Illinois sales tax and Illinois income tax rates should definitely be considered when determining the overall cost of living in Johnsburg, IL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Illinois sales tax is 6.25% and the maximum surtax is 9.75%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Illinois income tax rates range from 3.75% to 3.75%.

Goods & Services

Item	Johnsburg	National avg.	Difference
Haircut	$13.71	$15.56	11.9%
Beauty Salon	$29.19	$36.11	19.2%
Toothpaste	$1.88	$2.47	24.1%
Shampoo	$0.90	$0.96	7.1%
Movie	$10.36	$10.13	2.3%
Bowling	$3.99	$4.74	15.7%

Groceries

Item	Johnsburg	National avg.	Difference
Ground Beef	$3.47	$3.98	13.0%
Fried Chicken	$1.41	$1.41	0.0%
Milk	$2.15	$2.06	4.3%
Potatoes	$2.16	$2.98	27.7%
Pizza	$8.67	$9.47	8.5%
Beer	$7.96	$8.79	9.5%

Health Care

Item	Johnsburg	National avg.	Difference
Optometrist	$73.86	$101.04	26.9%
Doctor	$132.16	$107.44	23.0%
Dentist	$94.44	$90.42	4.5%
Ibuprofen	$9.63	$9.28	3.7%
Lipitor	$431.63	$426.50	1.2%

Housing

Item	Johnsburg	National avg.	Difference
Home Price	$254,200.00	$175,700.00	44.7%
Avg. Mortgage Payment	$777.66	$1,133.23	31.4%
Apartment Rent	$1,262.00	$920.00	37.2%

Transportation

Item	Johnsburg	National avg.	Difference
Gasoline	$2.11	$1.99	5.7%
Tire Balancing	$50.94	$45.76	11.3%

Utilities

Item	Johnsburg	National avg.	Difference
All Electricity	$141.68	$163.81	13.5%
Phone	$23.50	$28.39	17.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Lake Ivanhoe, WI	512	94	-6%
Hebron, IL	1,094	91	-9%
Round Lake Beach, IL	28,048	101	1%
McCullom Lake, IL	1,001	92	-8%
Wilmot, WI	282	96	-4%
Johnsburg, IL	6,322	109	9%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Lincoln, AL	6,321	89	-11%
Oelwein, IA	6,321	81	-19%
Southold, NY	6,323	156	56%
Pea Ridge, WV	6,321	90	-10%
Bargersville, IN	6,324	89	-11%
Johnsburg, IL	6,322	109	9%

Source: The Johnsburg, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Johnsburg, IL Cost of Living