Jefferson cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9598100
Goods & Services index97100100
Groceries index97100100
Health care index109112100
Housing index8391100
Transportation index9999100
Utilities index114102100
Here we can see a simple outline of the cost of living in Jefferson, WI. As you can see, with the average cost of living in Jefferson, WI being 95, that puts it 3% lower than the average of Wisconsin and 5% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Jefferson, WI, the price of goods and services are 3% lower than the average of Wisconsin as well as 3% lower than the nation's average.

Did you know?

  • The cost of living in Jefferson is 3% lower than the Wisconsin average.
  • The cost of living in Jefferson is 5% lower than the national average.
  • The cost of housing in Jefferson is 17% lower than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

Find Real Estate Listings In Jefferson


New Real Estate Listings In Jefferson

Compare Jefferson, WI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Jefferson, WI to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Jefferson, WI, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Jefferson, WI salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Jefferson, WI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Jefferson, WI homeowners have a median income of $63,800. Using that number, you will come up with a maximum of $1,489 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $31,170, which means there is a maximum of $727 to be spent on the costs of renting a home or apartment.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Jefferson, WI is the Wisconsin sales tax and Wisconsin income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Wisconsin sales tax rate is 5% and the maximum surtax that can be charged is 5.6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Wisconsin income tax rates range from 4.4% to 7.65%.

Goods & Services

ItemJeffersonNational avg.Difference
Haircut $11.00$14.5924.6%
Beauty Salon $30.32$34.6812.6%
Toothpaste $3.60$2.4745.6%
Shampoo $0.93$1.029.0%
Movie $8.00$9.8718.9%
Bowling $2.97$4.3932.4%


ItemJeffersonNational avg.Difference
Ground Beef $4.13$4.487.7%
Fried Chicken $1.73$1.4618.2%
Milk $2.46$2.364.4%
Potatoes $2.49$3.0618.7%
Pizza $8.00$9.2413.4%
Beer $7.59$8.6312.1%

Health Care

ItemJeffersonNational avg.Difference
Optometrist $79.33$99.7820.5%
Doctor $149.18$105.0342.0%
Dentist $81.33$88.708.3%
Ibuprofen $10.22$9.418.6%
Lipitor $313.15$298.504.9%


ItemJeffersonNational avg.Difference
Home Price $149,300.00$175,700.0015.0%
Avg. Mortgage Payment $1,056.83$1,081.032.2%
Apartment Rent $723.00$920.0021.4%


ItemJeffersonNational avg.Difference
Gasoline $1.99$2.094.9%
Tire Balancing $50.16$45.2910.8%


ItemJeffersonNational avg.Difference
All Electricity$188.47$170.8010.3%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Edgerton, WI5,47893-7%
Helenville, WI23995-5%
Waterloo, WI3,34697-3%
Watertown, WI23,89997-3%
Palmyra, WI1,66896-4%
Jefferson, WI7,96895-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Ilion, NY7,96893-7%
Oak Brook, IL7,96718888%
Independent Hill, VA7,97314141%
Williamsburg, FL7,9731011%
Warrenton, MO7,97492-8%
Jefferson, WI7,96895-5%
Source: The Jefferson, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.