Jamestown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexJamestownNew YorkNational
Cost of living index78122100
IndexJamestownNew YorkNational
Goods & Services index85112100
Groceries index88103100
Health care index89104100
Housing index45149100
Transportation index117122100
Utilities index101102100
A general overview of the cost of living index for Jamestown, NY is displayed above. In Jamestown, NY, the overall cost of living index is 78, which is 36% lower than the New York average and 22% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Jamestown, NY, the city's goods and services are 24% lower than the New York average and 15% lower than the U.S. average.

Did you know?

  • The cost of living in Jamestown is 36% lower than the New York average.
  • The cost of living in Jamestown is 22% lower than the national average.
  • The cost of housing in Jamestown is 55% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Jamestown, NY Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
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Transportation index
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The salary calculator allows you to compare how much your current salary in Jamestown, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Jamestown, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Jamestown, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$46,993$3,916$1,096$1,410
Renters$20,087$1,674$469$603
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Jamestown, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Jamestown, NY has a median income of about $46,993 for people who own homes. Based on that number, a person should spend a maximum of $1,096 on expenses related to housing. Renters have a slightly different median income, which is $20,087. Based on this average, renters should spend no more than $469 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Jamestown, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemJamestownNational avg.Difference
Haircut $14.78$14.591.3%
Beauty Salon $24.99$34.6827.9%
Toothpaste $1.49$2.4739.8%
Shampoo $0.87$1.0214.9%
Movie $10.62$9.877.6%
Bowling $2.90$4.3934.0%

Groceries

ItemJamestownNational avg.Difference
Ground Beef $3.74$4.4816.5%
Fried Chicken $1.14$1.4622.1%
Milk $1.82$2.3622.8%
Potatoes $2.19$3.0628.5%
Pizza $8.00$9.2413.4%
Beer $7.73$8.6310.5%

Health Care

ItemJamestownNational avg.Difference
Optometrist $55.25$99.7844.6%
Doctor $80.50$105.0323.4%
Dentist $78.80$88.7011.2%
Ibuprofen $7.98$9.4115.2%
Lipitor $335.79$298.5012.5%

Housing

ItemJamestownNational avg.Difference
Home Price $64,200.00$175,700.0063.5%
Avg. Mortgage Payment $1,155.06$1,081.036.8%
Apartment Rent $597.00$920.0035.1%

Transportation

ItemJamestownNational avg.Difference
Gasoline $2.74$2.0931.2%
Tire Balancing $35.11$45.2922.5%

Utilities

ItemJamestownNational avg.Difference
All Electricity$177.83$170.804.1%
Phone $27.50$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bear Lake, PA16876-24%
Kennedy, NY46677-23%
Sinclairville, NY58778-22%
Falconer, NY2,59478-22%
Celoron, NY1,07879-21%
Jamestown, NY30,79978-22%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hilliard, OH30,815100-0%
Fruit Cove, FL30,77012323%
Laguna Hills, CA30,76816464%
Westmont, CA30,83512222%
North Chicago, IL30,76099-1%
Jamestown, NY30,79978-22%
Source: The Jamestown, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.