Ione cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexIoneCaliforniaNational
Cost of living index115135100
IndexIoneCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index120189100
Transportation index120125100
Utilities index116116100
Displayed above is a general overview of the Ione, CA cost of living index. The overall cost of living index in Ione, CA is 115, which is 15% lower than the California average and 15% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Ione, CA are 1% lower than the California average and 6% higher than the national average.

Did you know?

  • The cost of living in Ione is 15% lower than the California average.
  • The cost of living in Ione is 15% higher than the national average.
  • The cost of housing in Ione is 20% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Ione, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Ione, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Ione, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Ione, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,234$5,020$1,405$1,807
Renters$21,853$1,821$510$656
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ione, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ione, CA homeowners, is $60,234. This would allow for a maximum of $1,405 per month to be spent on housing costs. For renters, the median monthly income is $21,853 which would result in a maximum of $510 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
For those who live in Ione, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.5%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 12.3%.

Goods & Services

ItemIoneNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemIoneNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemIoneNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemIoneNational avg.Difference
Home Price $215,700.00$175,700.0022.8%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $1,030.00$920.0012.0%

Transportation

ItemIoneNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemIoneNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Martell, CA9411212%
Fiddletown, CA8611212%
River Pines, CA30985-15%
Buena Vista, CA28488-12%
San Andreas, CA2,8291066%
Ione, CA7,31811515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Raritan, NJ7,31812929%
Clarkston, WA7,31886-14%
Williston Park, NY7,31916969%
Dunellen, NJ7,31712323%
Gonzales, TX7,31779-21%
Ione, CA7,31811515%
Source: The Ione, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.