Huntsville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHuntsvilleAlabamaNational
Cost of living index9789100
IndexHuntsvilleAlabamaNational
Goods & Services index10496100
Groceries index9597100
Health care index9687100
Housing index8773100
Transportation index9592100
Utilities index103104100
A general summary of the cost of living index in Huntsville, AL is shown above. Compared to the state average of Alabama the cost of living index in Huntsville, AL is 97, which is 8% higher than the average in Alabama and compared to the national average it is 3% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Huntsville, AL goods and services come in at 8% higher than the average in Alabama and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Huntsville is 8% higher than the Alabama average.
  • The cost of living in Huntsville is 3% lower than the national average.
  • The cost of housing in Huntsville is 13% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Huntsville, AL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Huntsville, AL, then you would need to earn more income in order to maintain the same standard of living. To use the Huntsville, AL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,079$5,923$1,658$2,133
Renters$27,474$2,290$641$824
The affordability of the housing market in Huntsville, AL as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Huntsville, AL homeowners, the median income is $71,079. This indicates that a monthly maximum of $1,658 should be spent by homeowners on all housing related costs. Renters have a median income of $27,474. This indicates that renters should have a maximum of $641 used for their rent related monthly costs.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
One thing to keep in mind when considering the cost of living in Huntsville, AL is the Alabama sales tax and Alabama income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Alabama sales tax rate is 4% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Alabama income tax rates range from 2% to 5%.

Goods & Services

ItemHuntsvilleNational avg.Difference
Haircut $18.14$15.5616.5%
Beauty Salon $36.16$36.110.1%
Toothpaste $1.86$2.4724.9%
Shampoo $0.85$0.9612.3%
Movie $9.95$10.131.7%
Bowling $4.99$4.745.4%

Groceries

ItemHuntsvilleNational avg.Difference
Ground Beef $4.32$3.988.5%
Fried Chicken $1.24$1.4111.9%
Milk $1.71$2.0617.0%
Potatoes $3.64$2.9822.2%
Pizza $11.66$9.4723.0%
Beer $7.88$8.7910.4%

Health Care

ItemHuntsvilleNational avg.Difference
Optometrist $115.84$101.0414.6%
Doctor $78.89$107.4426.6%
Dentist $94.90$90.425.0%
Ibuprofen $8.10$9.2812.7%
Lipitor $448.58$426.505.2%

Housing

ItemHuntsvilleNational avg.Difference
Home Price $160,400.00$175,700.008.7%
Avg. Mortgage Payment $751.51$1,133.2333.7%
Apartment Rent $723.00$920.0021.4%

Transportation

ItemHuntsvilleNational avg.Difference
Gasoline $1.86$1.996.8%
Tire Balancing $45.62$45.760.3%

Utilities

ItemHuntsvilleNational avg.Difference
All Electricity$147.70$163.819.8%
Phone $34.33$28.3920.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Paint Rock, AL21284-16%
Gurley, AL86088-12%
New Market, AL1,59688-12%
New Hope, AL2,81392-8%
Triana, AL49992-8%
Huntsville, AL184,13297-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Spring Valley, NV183,9371022%
Tallahassee, FL185,39599-1%
Worcester, MA182,51111818%
Knoxville, TN181,75982-18%
Newport News, VA181,3621044%
Huntsville, AL184,13297-3%
Source: The Huntsville, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.