Huntington Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHuntington BeachCaliforniaNational
Cost of living index167135100
IndexHuntington BeachCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index302189100
Transportation index127125100
Utilities index113116100
The above illustration supplies generalized information for the Huntington Beach, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Huntington Beach, CA is 167, which is 23% higher than the California average and 67% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Huntington Beach, CA are 3% lower than the average for California and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Huntington Beach is 23% higher than the California average.
  • The cost of living in Huntington Beach is 67% higher than the national average.
  • The cost of housing in Huntington Beach is 202% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Huntington Beach, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Huntington Beach, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Huntington Beach, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Huntington Beach, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$104,677$8,723$2,442$3,141
Renters$60,528$5,044$1,412$1,816
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Huntington Beach, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Huntington Beach, CA homeowners, is $104,677. This would allow for a maximum of $2,442 per month to be spent on housing costs. For renters, the median monthly income is $60,528 which would result in a maximum of $1,412 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
For those who live in Huntington Beach, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.5%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 12.3%.

Goods & Services

ItemHuntington BeachNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemHuntington BeachNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemHuntington BeachNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemHuntington BeachNational avg.Difference
Home Price $628,600.00$175,700.00257.8%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,595.00$920.0073.4%

Transportation

ItemHuntington BeachNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemHuntington BeachNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hawaiian Gardens, CA14,43211717%
Stanton, CA38,45512323%
Seal Beach, CA24,47712828%
Santa Ana, CA331,26613030%
Carson, CA92,47513030%
Huntington Beach, CA195,68616767%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Glendale, CA195,38016060%
Little Rock, AR196,18895-5%
Mobile, AL194,94291-9%
Amarillo, TX194,93086-14%
Augusta, GA196,55185-15%
Huntington Beach, CA195,68616767%
Source: The Huntington Beach, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.