Hummelstown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHummelstownPennsylvaniaNational
Cost of living index101102100
IndexHummelstownPennsylvaniaNational
Goods & Services index103103100
Groceries index99105100
Health care index9497100
Housing index9793100
Transportation index101112100
Utilities index113112100
A general summary of the cost of living index in Hummelstown, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Hummelstown, PA is 101, which is 1% lower than the average in Pennsylvania and compared to the national average it is 1% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Hummelstown, PA goods and services come in at 1% lower than the average in Pennsylvania and are 3% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Hummelstown is 1% lower than the Pennsylvania average.
  • The cost of living in Hummelstown is 1% higher than the national average.
  • The cost of housing in Hummelstown is 3% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Hummelstown, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Hummelstown, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Hummelstown, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Hummelstown, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,170$6,098$1,707$2,195
Renters$32,716$2,726$763$982
The affordability of the housing market in Hummelstown, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Hummelstown, PA homeowners, the median income is $73,170. This indicates that a monthly maximum of $1,707 should be spent by homeowners on all housing related costs. Renters have a median income of $32,716. This indicates that renters should have a maximum of $763 used for their rent related monthly costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When considering the overall cost of living expenses in Hummelstown, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemHummelstownNational avg.Difference
Haircut $12.80$14.5912.3%
Beauty Salon $31.83$34.688.2%
Toothpaste $2.33$2.475.8%
Shampoo $0.98$1.024.1%
Movie $9.00$9.878.8%
Bowling $4.33$4.391.4%

Groceries

ItemHummelstownNational avg.Difference
Ground Beef $4.93$4.4810.1%
Fried Chicken $1.60$1.469.3%
Milk $2.10$2.3610.9%
Potatoes $3.08$3.060.6%
Pizza $6.99$9.2424.4%
Beer $10.94$8.6326.7%

Health Care

ItemHummelstownNational avg.Difference
Optometrist $82.60$99.7817.2%
Doctor $90.75$105.0313.6%
Dentist $85.00$88.704.2%
Ibuprofen $8.47$9.4110.0%
Lipitor $314.48$298.505.4%

Housing

ItemHummelstownNational avg.Difference
Home Price $177,700.00$175,700.001.1%
Avg. Mortgage Payment $1,025.12$1,081.035.2%
Apartment Rent $807.00$920.0012.3%

Transportation

ItemHummelstownNational avg.Difference
Gasoline $2.20$2.095.2%
Tire Balancing $40.80$45.299.9%

Utilities

ItemHummelstownNational avg.Difference
All Electricity$183.86$170.807.6%
Phone $34.18$28.2621.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fort Indiantown Gap, PA761033%
Messiah College, PA2,3051033%
Jonestown, PA7985-15%
Fredericksburg, PA54586-14%
New Market, PA54687-13%
Hummelstown, PA4,5441011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hunters Creek Village, TX4,54519696%
Perezville, TX4,54369-31%
Hawthorne, NY4,54516060%
Greendale, IN4,54591-9%
Clarkson, NY4,5461011%
Hummelstown, PA4,5441011%
Source: The Hummelstown, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.