Holtsville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHoltsvilleNew YorkNational
Cost of living index142122100
IndexHoltsvilleNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index191149100
Transportation index100122100
Utilities index132102100
A general summary of the cost of living index in Holtsville, NY is shown above. Compared to the state average of New York the cost of living index in Holtsville, NY is 142, which is 17% higher than the average in New York and compared to the national average it is 42% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Holtsville, NY goods and services come in at 12% higher than the average in New York and are 26% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Holtsville is 17% higher than the New York average.
  • The cost of living in Holtsville is 42% higher than the national average.
  • The cost of housing in Holtsville is 91% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Holtsville, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Holtsville, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Holtsville, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Holtsville, NY, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Holtsville, NY, the median monthly income is $100,459 for those who own their own homes. Under the standard rule, that income level would allow for $2,344 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,182, per the median income in the area. That would allow for renters to spend up to $1,241 on monthly rental expenses.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
For those who live in Holtsville, NY and want to know what the true cost of living is, they ought to look at both the New York income tax rate and the New York sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New York, the sales tax is 4%, while the most you'll pay in surtax is 8.875%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New York, the income tax rate ranges between 4% to 8.82%.

Goods & Services

ItemHoltsvilleNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%


ItemHoltsvilleNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemHoltsvilleNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%


ItemHoltsvilleNational avg.Difference
Home Price $346,000.00$175,700.0096.9%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,629.00$920.0077.1%


ItemHoltsvilleNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%


ItemHoltsvilleNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mastic Beach, NY14,88012525%
Calverton, NY6,37212626%
Ridge, NY12,92112828%
Mastic, NY16,27413030%
Central Islip, NY36,23313131%
Holtsville, NY20,05414242%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Haslett, MI20,06196-4%
Palisades Park, NJ20,06616666%
Sun City Center, FL20,0421011%
Arvin, CA20,02894-6%
American Canyon, CA20,08913636%
Holtsville, NY20,05414242%
Source: The Holtsville, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.