Hilmar-Irwin cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index107135100
Goods & Services index104107100
Groceries index110117100
Health care index103109100
Housing index105189100
Transportation index114125100
Utilities index113116100
A general summary of the cost of living index in Hilmar-Irwin, CA is shown above. Compared to the state average of California the cost of living index in Hilmar-Irwin, CA is 107, which is 21% lower than the average in California and compared to the national average it is 7% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Hilmar-Irwin, CA goods and services come in at 2% lower than the average in California and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Hilmar-Irwin is 21% lower than the California average.
  • The cost of living in Hilmar-Irwin is 7% higher than the national average.
  • The cost of housing in Hilmar-Irwin is 5% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Hilmar-Irwin, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Hilmar-Irwin, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Hilmar-Irwin, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Hilmar-Irwin, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Hilmar-Irwin, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hilmar-Irwin, CA has a median income of about $56,917 for people who own homes. Based on that number, a person should spend a maximum of $1,328 on expenses related to housing. Renters have a slightly different median income, which is $43,523. Based on this average, renters should spend no more than $1,015 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Hilmar-Irwin, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemHilmar-IrwinNational avg.Difference
Haircut $16.49$14.5913.0%
Beauty Salon $43.50$34.6825.4%
Toothpaste $2.39$2.473.4%
Shampoo $1.39$1.0236.0%
Movie $10.25$9.873.9%
Bowling $4.00$4.398.9%


ItemHilmar-IrwinNational avg.Difference
Ground Beef $5.15$4.4815.0%
Fried Chicken $1.61$1.4610.0%
Milk $2.76$2.3617.1%
Potatoes $3.19$3.064.2%
Pizza $13.17$9.2442.5%
Beer $8.99$8.634.1%

Health Care

ItemHilmar-IrwinNational avg.Difference
Optometrist $134.00$99.7834.3%
Doctor $91.50$105.0312.9%
Dentist $92.00$88.703.7%
Ibuprofen $10.75$9.4114.2%
Lipitor $316.62$298.506.1%


ItemHilmar-IrwinNational avg.Difference
Home Price $179,700.00$175,700.002.3%
Avg. Mortgage Payment $1,906.33$1,081.0376.3%
Apartment Rent $1,034.00$920.0012.4%


ItemHilmar-IrwinNational avg.Difference
Gasoline $2.53$2.0921.1%
Tire Balancing $43.33$45.294.3%


ItemHilmar-IrwinNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $22.99$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rouse, CA1,75793-7%
Bystrom, CA3,80593-7%
Bret Harte, CA4,99893-7%
Parklawn, CA1,19185-15%
Winton, CA11,77495-5%
Hilmar-Irwin, CA5,2661077%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Amherst, MA5,26712323%
Cheshire Village, CT5,26413232%
Zimmerman, MN5,26897-3%
Collegeville, PA5,26313030%
Avondale, LA5,26286-14%
Hilmar-Irwin, CA5,2661077%
Source: The Hilmar-Irwin, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.