Hephzibah cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHephzibahGeorgiaNational
Cost of living index8694100
IndexHephzibahGeorgiaNational
Goods & Services index9896100
Groceries index91100100
Health care index9394100
Housing index6687100
Transportation index8996100
Utilities index9097100
Here we can see a simple outline of the cost of living in Hephzibah, GA. As you can see, with the average cost of living in Hephzibah, GA being 86, that puts it 9% lower than the average of Georgia and 14% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Hephzibah, GA, the price of goods and services are 2% higher than the average of Georgia as well as 2% lower than the nation's average.

Did you know?

  • The cost of living in Hephzibah is 9% lower than the Georgia average.
  • The cost of living in Hephzibah is 14% lower than the national average.
  • The cost of housing in Hephzibah is 34% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Hephzibah, GA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Hephzibah, GA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Hephzibah, GA, you have to earn a higher income in order to still have the same standard of living. To operate the Hephzibah, GA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,278$5,440$1,523$1,959
Renters$30,057$2,505$701$902
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Hephzibah, GA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hephzibah, GA has a median income of about $65,278 for people who own homes. Based on that number, a person should spend a maximum of $1,523 on expenses related to housing. Renters have a slightly different median income, which is $30,057. Based on this average, renters should spend no more than $701 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
When you are determining the total cost of living in Hephzibah, GA you will want to make sure you consider both the Georgia sales tax and the Georgia income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Georgia is 4%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Georgia have a range from 1% to 6%.

Goods & Services

ItemHephzibahNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $30.00$34.6813.5%
Toothpaste $2.69$2.478.8%
Shampoo $0.99$1.023.1%
Movie $13.50$9.8736.8%
Bowling $4.99$4.3913.6%

Groceries

ItemHephzibahNational avg.Difference
Ground Beef $4.07$4.489.1%
Fried Chicken $1.04$1.4629.0%
Milk $2.51$2.366.5%
Potatoes $3.08$3.060.6%
Pizza $10.00$9.248.2%
Beer $7.64$8.6311.5%

Health Care

ItemHephzibahNational avg.Difference
Optometrist $99.00$99.780.8%
Doctor $94.00$105.0310.5%
Dentist $85.00$88.704.2%
Ibuprofen $9.99$9.416.1%
Lipitor $262.00$298.5012.2%

Housing

ItemHephzibahNational avg.Difference
Home Price $89,600.00$175,700.0049.0%
Avg. Mortgage Payment $735.60$1,081.0332.0%
Apartment Rent $933.00$920.001.4%

Transportation

ItemHephzibahNational avg.Difference
Gasoline $1.79$2.0914.6%
Tire Balancing $44.12$45.292.6%

Utilities

ItemHephzibahNational avg.Difference
All Electricity$141.37$170.8017.2%
Phone $28.39$28.260.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Keysville, GA29274-26%
Matthews, GA27779-21%
Waynesboro, GA5,82080-20%
Blythe, GA69183-17%
Augusta, GA196,55185-15%
Hephzibah, GA4,02686-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Central Gardens, TX4,02690-10%
Carver, MN4,02511414%
Boulevard Park, WA4,02711717%
Marianna, AR4,02475-25%
Ridgway, PA4,02485-15%
Hephzibah, GA4,02686-14%
Source: The Hephzibah, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.