Hellertown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHellertownPennsylvaniaNational
Cost of living index111102100
IndexHellertownPennsylvaniaNational
Goods & Services index115103100
Groceries index117105100
Health care index9997100
Housing index10293100
Transportation index117112100
Utilities index121112100
A general summary of the cost of living index in Hellertown, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Hellertown, PA is 111, which is 9% higher than the average in Pennsylvania and compared to the national average it is 11% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Hellertown, PA goods and services come in at 11% higher than the average in Pennsylvania and are 15% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Hellertown is 9% higher than the Pennsylvania average.
  • The cost of living in Hellertown is 11% higher than the national average.
  • The cost of housing in Hellertown is 2% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Hellertown, PA Cost of living To Other Cities

Salary Calculator

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The salary calculator allows you to compare how much your current salary in Hellertown, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Hellertown, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Hellertown, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$64,030$5,336$1,494$1,921
Renters$32,793$2,733$765$984
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Hellertown, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Hellertown, PA homeowners, is $64,030. This would allow for a maximum of $1,494 per month to be spent on housing costs. For renters, the median monthly income is $32,793 which would result in a maximum of $765 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
One thing to keep in mind when considering the cost of living in Hellertown, PA is the Pennsylvania sales tax and Pennsylvania income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Pennsylvania sales tax rate is 6% and the maximum surtax that can be charged is 8%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemHellertownNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $52.00$34.6849.9%
Toothpaste $2.36$2.474.6%
Shampoo $0.99$1.023.1%
Movie $10.75$9.878.9%
Bowling $5.04$4.3914.8%

Groceries

ItemHellertownNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.69$1.4615.4%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $10.74$9.2416.2%
Beer $8.39$8.632.8%

Health Care

ItemHellertownNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $118.75$105.0313.1%
Dentist $95.00$88.707.1%
Ibuprofen $9.89$9.415.1%
Lipitor $200.00$298.5033.0%

Housing

ItemHellertownNational avg.Difference
Home Price $178,000.00$175,700.001.3%
Avg. Mortgage Payment $1,419.25$1,081.0331.3%
Apartment Rent $964.00$920.004.8%

Transportation

ItemHellertownNational avg.Difference
Gasoline $2.46$2.0917.6%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemHellertownNational avg.Difference
All Electricity$186.98$170.809.5%
Phone $38.50$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
DeSales University, PA86311515%
Hereford, PA70984-16%
Slatington, PA4,25899-1%
Fountain Hill, PA4,6101055%
Allentown, PA118,7931055%
Hellertown, PA5,88111111%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Woods Creek, WA5,88113030%
West Yarmouth, MA5,88212828%
Lewistown, MT5,87988-12%
Dahlonega, GA5,88411919%
Ramtown, NJ5,88613131%
Hellertown, PA5,88111111%
Source: The Hellertown, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.