Helena Valley West Central cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHelena Valley West CentralMontanaNational
Cost of living index10198100
IndexHelena Valley West CentralMontanaNational
Goods & Services index101101100
Groceries index101101100
Health care index106106100
Housing index10897100
Transportation index9494100
Utilities index8686100
Displayed above is a general overview of the Helena Valley West Central, MT cost of living index. The overall cost of living index in Helena Valley West Central, MT is 101, which is 3% higher than the Montana average and 1% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Helena Valley West Central, MT are equal to the Montana average and 1% higher than the national average.

Did you know?

  • The cost of living in Helena Valley West Central is 3% higher than the Montana average.
  • The cost of living in Helena Valley West Central is 1% higher than the national average.
  • The cost of housing in Helena Valley West Central is 8% higher than the national average.
  • Montana general sales tax is 100% lower than the national average.
  • Montana state income tax is 55% lower than the national average.

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Compare Helena Valley West Central, MT Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Helena Valley West Central, MT to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Helena Valley West Central, MT, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Helena Valley West Central, MT salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,823$5,652$1,582$2,035
Renters$38,810$3,234$906$1,164
The affordability of the housing market in Helena Valley West Central, MT as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Helena Valley West Central, MT homeowners, the median income is $67,823. This indicates that a monthly maximum of $1,582 should be spent by homeowners on all housing related costs. Renters have a median income of $38,810. This indicates that renters should have a maximum of $906 used for their rent related monthly costs.

Montana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Montana0%0%

Montana Income Tax

StateIncome Tax (Low)Income Tax (High)
Montana1%6.9%
When considering the overall cost of living expenses in Helena Valley West Central, MT, it's important to take into account the sales tax for Montana, as well as the rate for income tax in Montana. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Montana is 0%, and the sales tax in the state of Montana is 0%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Montana starts from 1% and goes up to 6.9%.

Goods & Services

ItemHelena Valley West CentralNational avg.Difference
Haircut $13.33$14.598.7%
Beauty Salon $39.00$34.6812.5%
Toothpaste $2.83$2.4714.4%
Shampoo $1.08$1.025.7%
Movie $10.25$9.873.9%
Bowling $3.75$4.3914.6%

Groceries

ItemHelena Valley West CentralNational avg.Difference
Ground Beef $3.79$4.4815.3%
Fried Chicken $1.62$1.4610.7%
Milk $2.36$2.360.1%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.86$8.632.6%

Health Care

ItemHelena Valley West CentralNational avg.Difference
Optometrist $106.20$99.786.4%
Doctor $126.50$105.0320.4%
Dentist $84.33$88.704.9%
Ibuprofen $10.99$9.4116.8%
Lipitor $301.41$298.501.0%

Housing

ItemHelena Valley West CentralNational avg.Difference
Home Price $202,900.00$175,700.0015.5%
Avg. Mortgage Payment $1,257.70$1,081.0316.3%
Apartment Rent $844.00$920.008.3%

Transportation

ItemHelena Valley West CentralNational avg.Difference
Gasoline $2.00$2.094.4%
Tire Balancing $39.75$45.2912.2%

Utilities

ItemHelena Valley West CentralNational avg.Difference
All Electricity$150.35$170.8012.0%
Phone $23.35$28.2617.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
East Helena, MT2,49795-5%
Helena West Side, MT1,32495-5%
Helena Valley Southeast, MT7,34099-1%
Helena, MT29,142100-0%
Marysville, MT1141033%
Helena Valley West Central, MT8,5021011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
St. Anthony, MN8,50111010%
Bonadelle Ranchos-Madera Ranchos, CA8,50312323%
Alliance, NE8,50181-19%
New Richmond, WI8,50198-2%
Kings Grant, NC8,504100-0%
Helena Valley West Central, MT8,5021011%
Source: The Helena Valley West Central, MT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.