Hebron cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHebronIndianaNational
Cost of living index9187100
IndexHebronIndianaNational
Goods & Services index9894100
Groceries index10094100
Health care index10295100
Housing index7573100
Transportation index10892100
Utilities index8690100
Displayed above is a general overview of the Hebron, IN cost of living index. The overall cost of living index in Hebron, IN is 91, which is 5% higher than the Indiana average and 9% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Hebron, IN are 4% higher than the Indiana average and 2% lower than the national average.

Did you know?

  • The cost of living in Hebron is 5% higher than the Indiana average.
  • The cost of living in Hebron is 9% lower than the national average.
  • The cost of housing in Hebron is 25% lower than the national average.
  • Indiana general sales tax is 37% higher than the national average.
  • Indiana state income tax is 48% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Hebron, IN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Hebron, IN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Hebron, IN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,583$5,965$1,670$2,148
Renters$23,571$1,964$550$707
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Hebron, IN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hebron, IN has a median income of about $71,583 for people who own homes. Based on that number, a person should spend a maximum of $1,670 on expenses related to housing. Renters have a slightly different median income, which is $23,571. Based on this average, renters should spend no more than $550 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Indiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Indiana7%7%

Indiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Indiana3.3%3.3%
One thing to keep in mind when considering the cost of living in Hebron, IN is the Indiana sales tax and Indiana income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Indiana sales tax rate is 7% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Indiana income tax rates range from 3.3% to 3.3%.

Goods & Services

ItemHebronNational avg.Difference
Haircut $15.19$15.562.4%
Beauty Salon $31.59$36.1112.5%
Toothpaste $2.03$2.4717.9%
Shampoo $0.84$0.9613.0%
Movie $7.66$10.1324.4%
Bowling $5.05$4.746.6%

Groceries

ItemHebronNational avg.Difference
Ground Beef $5.42$3.9835.9%
Fried Chicken $1.52$1.418.2%
Milk $1.87$2.069.2%
Potatoes $3.81$2.9827.7%
Pizza $8.94$9.475.6%
Beer $8.16$8.797.2%

Health Care

ItemHebronNational avg.Difference
Optometrist $93.41$101.047.6%
Doctor $119.33$107.4411.1%
Dentist $90.11$90.420.3%
Ibuprofen $8.48$9.288.7%
Lipitor $428.77$426.500.5%

Housing

ItemHebronNational avg.Difference
Home Price $127,900.00$175,700.0027.2%
Avg. Mortgage Payment $891.46$1,133.2321.3%
Apartment Rent $741.00$920.0019.5%

Transportation

ItemHebronNational avg.Difference
Gasoline $2.02$1.991.5%
Tire Balancing $55.77$45.7621.9%

Utilities

ItemHebronNational avg.Difference
All Electricity$157.05$163.814.1%
Phone $20.95$28.3926.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Shelby, IN52685-15%
Schneider, IN28789-11%
Wheeler, IN24698-2%
Roselawn, IN3,86391-9%
Wheatfield, IN88592-8%
Hebron, IN3,71491-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Winchendon, MA3,7141033%
Wadsworth, IL3,71413232%
Hohenwald, TN3,71682-18%
White City, FL3,7161033%
Unadilla, GA3,71679-21%
Hebron, IN3,71491-9%
Source: The Hebron, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.