Hartwick cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHartwickNew YorkNational
Cost of living index97122100
IndexHartwickNew YorkNational
Goods & Services index118112100
Groceries index99103100
Health care index101104100
Housing index68149100
Transportation index115122100
Utilities index96102100

Did you know?

  • The cost of living in Hartwick is 20% lower than the New York average.
  • The cost of living in Hartwick is 3% lower than the national average.
  • The cost of housing in Hartwick is 32% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Hartwick, NY Cost of living To Other Cities

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,885$5,657$1,584$2,037
Renters$35,417$2,951$826$1,063

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%

Goods & Services

ItemHartwickNational avg.Difference
Haircut $15.40$14.595.5%
Beauty Salon $38.00$34.689.6%
Toothpaste $1.73$2.4730.1%
Shampoo $0.99$1.023.1%
Movie $11.35$9.8715.0%
Bowling $3.98$4.399.4%

Groceries

ItemHartwickNational avg.Difference
Ground Beef $4.23$4.485.5%
Fried Chicken $1.41$1.463.7%
Milk $2.35$2.360.3%
Potatoes $3.79$3.0623.8%
Pizza $8.49$9.248.1%
Beer $9.69$8.6312.2%

Health Care

ItemHartwickNational avg.Difference
Optometrist $92.40$99.787.4%
Doctor $103.80$105.031.2%
Dentist $96.20$88.708.5%
Ibuprofen $9.23$9.411.9%
Lipitor $282.61$298.505.3%

Housing

ItemHartwickNational avg.Difference
Home Price $122,400.00$175,700.0030.3%
Avg. Mortgage Payment $1,315.97$1,081.0321.7%
Apartment Rent $585.00$920.0036.4%

Transportation

ItemHartwickNational avg.Difference
Gasoline $2.48$2.0918.4%
Tire Balancing $47.98$45.296.0%

Utilities

ItemHartwickNational avg.Difference
All Electricity$174.50$170.802.2%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Davenport Center, NY40591-9%
New Berlin, NY1,24087-13%
Richfield Springs, NY1,19395-5%
Milford, NY42096-4%
Morris, NY38792-8%
Hartwick, NY58397-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Big Stone City, SD58386-14%
Misenheimer, NC58385-15%
Ellsinore, MO58375-25%
Nelliston, NY58393-7%
Bokchito, OK58376-24%
Hartwick, NY58397-3%
Source: The Hartwick, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.