Harleysville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarleysvillePennsylvaniaNational
Cost of living index127102100
IndexHarleysvillePennsylvaniaNational
Goods & Services index115103100
Groceries index117105100
Health care index9997100
Housing index15493100
Transportation index117112100
Utilities index121112100
Displayed above is a general overview of the Harleysville, PA cost of living index. The overall cost of living index in Harleysville, PA is 127, which is 25% higher than the Pennsylvania average and 27% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Harleysville, PA are 11% higher than the Pennsylvania average and 15% higher than the national average.

Did you know?

  • The cost of living in Harleysville is 25% higher than the Pennsylvania average.
  • The cost of living in Harleysville is 27% higher than the national average.
  • The cost of housing in Harleysville is 54% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Harleysville, PA Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in Harleysville, PA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Harleysville, PA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Harleysville, PA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$100,335$8,361$2,341$3,010
Renters$43,958$3,663$1,026$1,319
If you want to find a good determining factor for the cost of living and the general affordability of housing in Harleysville, PA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Harleysville, PA, the median monthly income is $100,335 for those who own their own homes. Under the standard rule, that income level would allow for $2,341 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $43,958, per the median income in the area. That would allow for renters to spend up to $1,026 on monthly rental expenses.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Harleysville, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemHarleysvilleNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $52.00$34.6849.9%
Toothpaste $2.36$2.474.6%
Shampoo $0.99$1.023.1%
Movie $10.75$9.878.9%
Bowling $5.04$4.3914.8%

Groceries

ItemHarleysvilleNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.69$1.4615.4%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $10.74$9.2416.2%
Beer $8.39$8.632.8%

Health Care

ItemHarleysvilleNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $118.75$105.0313.1%
Dentist $95.00$88.707.1%
Ibuprofen $9.89$9.415.1%
Lipitor $200.00$298.5033.0%

Housing

ItemHarleysvilleNational avg.Difference
Home Price $286,400.00$175,700.0063.0%
Avg. Mortgage Payment $1,419.25$1,081.0331.3%
Apartment Rent $1,216.00$920.0032.2%

Transportation

ItemHarleysvilleNational avg.Difference
Gasoline $2.46$2.0917.6%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemHarleysvilleNational avg.Difference
All Electricity$186.98$170.809.5%
Phone $38.50$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Arcadia University, PA62311515%
Hereford, PA70984-16%
Eagleville, PA2921000%
Pottstown, PA22,5191055%
Boyertown, PA4,0481077%
Harleysville, PA9,34812727%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Groton, CT9,34812020%
Lowell, IN9,34796-4%
Brandon, SD9,35099-1%
Fife, WA9,34611313%
Lakes, AK9,34512424%
Harleysville, PA9,34812727%
Source: The Harleysville, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.