Gulf Breeze cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGulf BreezeFloridaNational
Cost of living index113100100
IndexGulf BreezeFloridaNational
Goods & Services index96101100
Groceries index103105100
Health care index8897100
Housing index14795100
Transportation index96105100
Utilities index107102100
Here we can see a simple outline of the cost of living in Gulf Breeze, FL. As you can see, with the average cost of living in Gulf Breeze, FL being 113, that puts it 13% higher than the average of Florida and 13% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Gulf Breeze, FL, the price of goods and services are 5% lower than the average of Florida as well as 5% lower than the nation's average.

Did you know?

  • The cost of living in Gulf Breeze is 13% higher than the Florida average.
  • The cost of living in Gulf Breeze is 13% higher than the national average.
  • The cost of housing in Gulf Breeze is 47% higher than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Compare Gulf Breeze, FL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Gulf Breeze, FL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Gulf Breeze, FL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Gulf Breeze, FL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$93,173$7,764$2,174$2,795
Renters$52,639$4,387$1,228$1,579
If you want to find a good determining factor for the cost of living and the general affordability of housing in Gulf Breeze, FL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Gulf Breeze, FL, the median monthly income is $93,173 for those who own their own homes. Under the standard rule, that income level would allow for $2,174 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $52,639, per the median income in the area. That would allow for renters to spend up to $1,228 on monthly rental expenses.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When assessing the complete cost of living in Gulf Breeze, FL, the Florida income tax and the Florida sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Florida maximum surtax is 7.5%, and the Florida sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Florida.

Goods & Services

ItemGulf BreezeNational avg.Difference
Haircut $13.38$14.598.3%
Beauty Salon $33.88$34.682.3%
Toothpaste $3.04$2.4722.9%
Shampoo $1.04$1.021.8%
Movie $9.75$9.871.2%
Bowling $4.02$4.398.5%

Groceries

ItemGulf BreezeNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.47$1.460.4%
Milk $2.61$2.3610.7%
Potatoes $3.72$3.0621.5%
Pizza $8.00$9.2413.4%
Beer $8.82$8.632.2%

Health Care

ItemGulf BreezeNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $78.60$105.0325.2%
Dentist $79.40$88.7010.5%
Ibuprofen $9.84$9.414.5%
Lipitor $273.56$298.508.4%

Housing

ItemGulf BreezeNational avg.Difference
Home Price $276,200.00$175,700.0057.2%
Avg. Mortgage Payment $832.83$1,081.0323.0%
Apartment Rent $1,144.00$920.0024.3%

Transportation

ItemGulf BreezeNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $47.96$45.295.9%

Utilities

ItemGulf BreezeNational avg.Difference
All Electricity$188.02$170.8010.1%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mulat, FL26398-2%
Dickerson City, FL7998-2%
Goulding, FL4,53983-17%
West Pensacola, FL19,57184-16%
Warrington, FL13,42887-13%
Gulf Breeze, FL5,98411313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Elm Grove, WI5,98512525%
Indiantown, FL5,98193-7%
Eldorado at Santa Fe, NM5,99011919%
Stewartville, MN5,99091-9%
District Heights, MD5,9771099%
Gulf Breeze, FL5,98411313%
Source: The Gulf Breeze, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.