Greensburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGreensburgPennsylvaniaNational
Cost of living index88100100
IndexGreensburgPennsylvaniaNational
Goods & Services index8899100
Groceries index97102100
Health care index9590100
Housing index7193100
Transportation index106109100
Utilities index102115100
A general overview of the cost of living index for Greensburg, PA is displayed above. In Greensburg, PA, the overall cost of living index is 88, which is 12% lower than the Pennsylvania average and 12% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Greensburg, PA, the city's goods and services are 11% lower than the Pennsylvania average and 12% lower than the U.S. average.

Did you know?

  • The cost of living in Greensburg is 12% lower than the Pennsylvania average.
  • The cost of living in Greensburg is 12% lower than the national average.
  • The cost of housing in Greensburg is 29% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Greensburg, PA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Greensburg, PA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Greensburg, PA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$63,504$5,292$1,482$1,905
Renters$25,245$2,104$589$757
The affordability of the housing market in Greensburg, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Greensburg, PA homeowners, the median income is $63,504. This indicates that a monthly maximum of $1,482 should be spent by homeowners on all housing related costs. Renters have a median income of $25,245. This indicates that renters should have a maximum of $589 used for their rent related monthly costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When considering the overall cost of living expenses in Greensburg, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemGreensburgNational avg.Difference
Haircut $13.15$15.5615.5%
Beauty Salon $37.36$36.113.5%
Toothpaste $2.36$2.474.6%
Shampoo $0.93$0.963.6%
Movie $9.94$10.131.9%
Bowling $4.01$4.7415.2%

Groceries

ItemGreensburgNational avg.Difference
Ground Beef $2.88$3.9827.8%
Fried Chicken $1.34$1.414.8%
Milk $1.86$2.0610.0%
Potatoes $3.32$2.9811.4%
Pizza $9.90$9.474.5%
Beer $10.34$8.7917.6%

Health Care

ItemGreensburgNational avg.Difference
Optometrist $80.03$101.0420.8%
Doctor $97.54$107.449.2%
Dentist $89.29$90.421.2%
Ibuprofen $8.86$9.284.5%
Lipitor $415.12$426.502.7%

Housing

ItemGreensburgNational avg.Difference
Home Price $125,300.00$175,700.0028.7%
Avg. Mortgage Payment $961.34$1,133.2315.2%
Apartment Rent $660.00$920.0028.3%

Transportation

ItemGreensburgNational avg.Difference
Gasoline $2.19$1.999.7%
Tire Balancing $45.27$45.761.1%

Utilities

ItemGreensburgNational avg.Difference
All Electricity$184.95$163.8112.9%
Phone $25.21$28.3911.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
St. Vincent College, PA1,29995-5%
Slickville, PA35477-23%
Wilmerding, PA1,69077-23%
Turtle Creek, PA5,33578-22%
Pitcairn, PA3,28378-22%
Greensburg, PA14,72688-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Forest City, FL14,72497-3%
Hernando, MS14,72392-8%
Jennings, MO14,73084-16%
Alton, TX14,73570-30%
Phillipsburg, NJ14,7171022%
Greensburg, PA14,72688-12%
Source: The Greensburg, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.